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1. Security Provisions: Include when the promissory note is secured by collateral or guarantees

2. Joint and Several Liability: Required when multiple cardholders are jointly liable for the debt

3. Special Payment Arrangements: Used when establishing specific payment plans or debt restructuring terms

4. Notice Requirements: Include when specific notification procedures are required beyond standard terms

5. Assignment Rights: Include when the creditor wishes to reserve the right to assign the note

6. Acceleration Clause: Optional provision allowing the creditor to demand immediate full payment under specific circumstances

1. Schedule A - Debt Statement: Detailed breakdown of the outstanding credit card balance, including principal, interest, and other charges

2. Schedule B - Payment Schedule: If applicable, detailed payment plan showing installment amounts and due dates

3. Schedule C - Interest Calculation: Methodology and examples of interest calculation as required by German consumer protection laws

4. Appendix 1 - Copy of Credit Card Statement: Most recent credit card statement showing the debt being acknowledged

5. Appendix 2 - Original Credit Card Agreement: Reference copy of the underlying credit card agreement