tiktok���˰�

1. Security: Required if the loan is secured by any assets or guarantees

2. Transfer Provisions: Include if the note is intended to be transferable

3. Tax Gross-Up: Include if tax deduction provisions are relevant, particularly for cross-border loans

4. Financial Covenants: Include for corporate borrowers where financial metrics need to be maintained

5. Information Undertakings: Include if ongoing financial or other reporting is required from the borrower

6. Consumer Protection Clauses: Required if the borrower is a consumer, including mandatory information and withdrawal rights

7. Increased Costs: Include for longer-term loans or where regulatory changes might affect the lender's costs

1. Repayment Schedule: Detailed amortization table showing principal and interest payments

2. Form of Transfer Certificate: If transferable, the standard form for documenting transfers

3. Calculation of Interest Rate: If the interest rate is variable or complex, detailed calculation methodology

4. Conditions Precedent: List of documents and conditions required before loan drawdown

5. Security Details: If secured, detailed description of security assets and arrangements