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1. Parties: Identification of the lender and borrower, including full legal names and addresses
2. Background: Context of the agreement and general purpose of the margin loan facility
3. Definitions and Interpretation: Detailed definitions of terms used throughout the agreement, including financial terms, calculation methodologies, and business day conventions
4. The Facility: Core terms of the loan facility including amount, purpose, and availability period
5. Drawdown Conditions: Conditions precedent and procedural requirements for drawing down the loan
6. Interest and Fees: Interest calculation methodology, payment dates, and applicable fees
7. Margin Requirements: Specification of initial and maintenance margin requirements, calculation methods, and valuation principles
8. Collateral Arrangements: Terms governing the provision, maintenance, and administration of collateral
9. Representations and Warranties: Standard and specific representations and warranties from the borrower
10. Covenants: Ongoing obligations of the borrower including financial covenants and information requirements
11. Events of Default: Circumstances constituting default and consequences thereof
12. Enforcement Rights: Lender's rights and procedures for enforcing security and accelerating the loan
13. Payments and Calculations: Payment mechanics, calculation conventions, and currency provisions
14. Changes to Parties: Transfer and assignment provisions
15. Notices: Communication requirements and contact details
16. General Provisions: Miscellaneous legal provisions including governing law, jurisdiction, and severability
1. Multi-currency Provisions: Additional terms for facilities available in multiple currencies, including conversion mechanisms and currency-specific requirements
2. Retail Client Provisions: Additional consumer protection provisions required when the borrower is a retail client
3. Special Collateral Provisions: Specific terms for particular types of collateral such as funds, derivatives, or non-standard securities
4. Tax Provisions: Detailed tax provisions where specific tax arrangements or withholding requirements apply
5. Multiple Borrower Provisions: Additional terms for facilities with multiple borrowers, including joint and several liability
6. Account Bank Arrangements: Specific provisions where a third-party account bank is involved
7. Market Disruption: Provisions dealing with market disruption events and their consequences
8. Regulatory Compliance: Additional compliance requirements for specific regulatory regimes
1. Schedule 1 - Form of Drawdown Request: Standard form for requesting drawdowns under the facility
2. Schedule 2 - Eligible Collateral: Detailed list of acceptable collateral types and associated haircuts
3. Schedule 3 - Calculation of Margin Requirements: Detailed methodology for calculating initial and maintenance margin requirements
4. Schedule 4 - Form of Compliance Certificate: Standard form for periodic compliance certification
5. Schedule 5 - Contact Details: Detailed contact information for all parties and roles
6. Appendix 1 - Standard Terms and Conditions: General terms and conditions applicable to all margin loans
7. Appendix 2 - Fee Schedule: Detailed breakdown of all applicable fees and charges
8. Appendix 3 - Collateral Valuation Principles: Methodology and principles for valuing different types of collateral
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