The Business Loan Contract serves as the primary legal instrument for commercial lending transactions in Germany, establishing the rights and obligations of both lender and borrower under German law. This document is essential when a business entity seeks financing from a bank or financial institution, requiring detailed documentation of loan terms, security arrangements, and compliance requirements. The agreement must conform to German Banking Act (KWG) regulations, the German Civil Code (BGB), and relevant commercial laws. It's particularly important for ensuring legal certainty in commercial lending transactions, protecting both lender and borrower interests, and providing clear mechanisms for loan administration and enforcement. The Business Loan Contract includes comprehensive provisions for interest calculations, repayment terms, security arrangements, and default scenarios, all structured to comply with German legal requirements and banking practices.
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender and borrower, including full legal names, registration details, and addresses
2. Background: Context of the loan agreement and brief description of the purpose
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Interest Rate and Calculations: Details of interest rate, calculation method, and payment periods
6. Drawdown: Conditions and procedures for drawing down the loan
7. Repayment Terms: Schedule and methods of repayment, including any early repayment provisions
8. Security: Description of any security or collateral provided for the loan
9. Representations and Warranties: Statements of fact and assurances given by the borrower
10. Borrower Covenants: Ongoing obligations of the borrower during the loan term
11. Events of Default: Circumstances that constitute default and consequences
12. Fees and Costs: All fees, charges, and costs associated with the loan
13. Notices: Communication requirements and contact details
14. Governing Law and Jurisdiction: Confirmation of German law application and jurisdiction
15. Execution: Signature blocks and execution requirements
1. Guarantees: Required when there are third-party guarantors for the loan
2. Insurance Requirements: Included when specific insurance coverage is required for the loan or collateral
3. Financial Covenants: Added for larger loans requiring specific financial performance metrics
4. Change of Control: Included when restrictions on borrower ownership changes are needed
5. Syndication Provisions: Required for loans that may be syndicated to multiple lenders
6. Tax Gross-Up: Included when tax implications need specific addressing
7. Multiple Drawdown Provisions: Required for facilities with multiple drawdown options
8. Information Undertakings: Detailed reporting requirements for larger or more complex loans
1. Repayment Schedule: Detailed amortization table showing all payment dates and amounts
2. Conditions Precedent: List of documents and conditions required before drawdown
3. Form of Drawdown Request: Template for borrower to request loan disbursement
4. Security Details: Detailed description of all security/collateral arrangements
5. Fee Schedule: Breakdown of all applicable fees and charges
6. Form of Compliance Certificate: Template for periodic compliance reporting
7. Permitted Security Interests: List of pre-approved security interests or liens
8. Required Insurance: Detailed specifications of required insurance coverage
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Manufacturing
Retail
Technology
Real Estate
Construction
Healthcare
Transportation and Logistics
Energy
Agriculture
Professional Services
Hospitality
Telecommunications
Industrial Production
Entertainment and Media
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
Credit Administration
Business Development
Account Management
Operations
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Banking Relationship Manager
Credit Risk Manager
Treasury Manager
Financial Controller
Compliance Officer
Business Development Manager
Account Manager
Corporate Banking Officer
Risk Assessment Officer
Loan Officer
Senior Finance Manager
Find the exact document you need
Sellers Finance Agreement
A German law-governed agreement establishing terms for seller-provided financing arrangements, including payment terms, security, and enforcement provisions.
find out more
Two Party Loan Agreement
A German law-governed bilateral loan agreement establishing terms and conditions for lending arrangements between two parties, compliant with BGB requirements.
find out more
Finance Lease Agreement
A German law-governed agreement for long-term asset financing where the lessor provides funding while transferring asset risks and rewards to the lessee.
find out more
Co Financing Agreement
A German law-governed agreement establishing terms for multiple parties to jointly finance a project, detailing financial contributions, disbursement terms, and inter-creditor arrangements.
find out more
Simple Loan Repayment Agreement
A German law-governed agreement establishing terms and conditions for loan repayment between lender and borrower, compliant with BGB requirements.
find out more
Royalty Financing Agreement
A German law agreement establishing terms for financing in exchange for ongoing royalty payments based on company revenue or profits.
find out more
Seller Financing Business Contract
A German law-governed agreement combining business sale and seller financing terms, enabling business acquisition through direct seller financing arrangements.
find out more
Loan For Use Agreement
A German law agreement (governed by BGB) where one party grants another the temporary, free-of-charge use of an item with specified terms and conditions for its use and return.
find out more
Mortgage Loan Assumption Agreement
A German law agreement enabling the transfer of mortgage loan obligations from an original borrower to a new party, maintaining property security interests and complying with German banking and property regulations.
find out more
Lease Hire Agreement
A German law-governed agreement establishing terms for equipment or property lease hire, including payment terms, maintenance obligations, and usage conditions.
find out more
Hire Purchase Agreement For Car
A German law-governed agreement for the purchase of a vehicle through installment payments, with ownership transferring upon final payment.
find out more
Bike Hire Purchase Agreement
A German law-governed agreement for the hire purchase of a bicycle, combining sales and financing terms in compliance with German consumer protection and financial regulations.
find out more
Trade Finance Facility Agreement
A German law-governed financing agreement establishing terms for trade finance facilities, including operational procedures and regulatory compliance requirements under German banking and commercial law.
find out more
Trade Finance Agreement
A German law-governed agreement establishing trade finance facilities between financial institutions and commercial entities, setting out financing terms and security arrangements for international trade transactions.
find out more
Short Term Loan Agreement
A German law-governed Short Term Loan Agreement setting out terms and conditions for temporary financing, compliant with BGB requirements and German banking regulations.
find out more
Simple Unsecured Loan Agreement
A German law-governed unsecured loan agreement (Darlehensvertrag) documenting basic lending terms without security arrangements.
find out more
Real Estate Loan Agreement
A German law-governed agreement establishing terms for real estate financing between a lender and borrower, including loan terms and property security arrangements.
find out more
Promissory Loan Agreement
A German law-governed agreement documenting a loan arrangement with promissory note elements, setting out terms for lending, repayment, and security.
find out more
Official Loan Agreement
A German law-governed agreement establishing the terms and conditions of a loan, including amount, interest, repayment terms, and parties' obligations in compliance with BGB requirements.
find out more
Master Loan Agreement
German law-governed Master Loan Agreement establishing framework terms for multiple loan facilities between lenders and borrowers, compliant with German banking regulations and BGB requirements.
find out more
Margin Loan Agreement
German law-governed agreement establishing terms for a loan facility secured by financial assets as collateral, with associated margin and maintenance requirements.
find out more
Loan Note Agreement
German law-governed agreement establishing terms for the issuance of loan notes, including repayment and interest provisions.
find out more
Installment Loan Agreement
A German law-governed agreement setting out terms for a loan repayable in regular installments, compliant with German banking and consumer protection regulations.
find out more
Financing Contract Agreement
German law-governed financing agreement (Darlehensvertrag) establishing terms for financial facilities between lender and borrower.
find out more
Financial Support Agreement
A German law-governed agreement establishing terms for providing financial support, including disbursement conditions, repayment terms, and regulatory compliance requirements.
find out more
Financial Assistance Agreement
German law-governed agreement establishing terms for providing financial assistance, including facility terms, repayment conditions, and regulatory compliance requirements.
find out more
Formal Loan Agreement
A German law-governed agreement establishing terms and conditions for providing and repaying a loan, including all essential financial and legal provisions.
find out more
Equipment Lease Purchase Agreement
A German law contract combining equipment lease and purchase arrangements, enabling equipment use with regular payments and a purchase option/obligation at term end.
find out more
Car Finance Contract
A German law-governed agreement for vehicle financing, complying with German consumer credit laws and detailing financial terms, security arrangements, and parties' obligations.
find out more
Business Loan Contract
German law-governed business loan agreement establishing terms and conditions for commercial lending, compliant with German banking regulations and civil code requirements.
find out more
Auto Loan Contract
A German law-governed vehicle financing agreement that enables automobile purchases through structured lending arrangements, incorporating German consumer protection requirements and EU financial regulations.
find out more
Auto Finance Contract
A German law-governed vehicle financing agreement establishing terms for vehicle purchase through structured payments, compliant with German banking and consumer protection regulations.
find out more
Owner Financing Lease Purchase Agreement
A German law-governed agreement combining property lease and purchase terms with owner financing, enabling gradual property acquisition while leasing.
find out more
Debtor In Possession Loan Agreement
A German law-governed financing agreement enabling companies in insolvency proceedings to obtain new financing while maintaining operational control, subject to court oversight and insolvency regulations.
find out more
Future Receivables Factoring Agreement
A German law-governed agreement for the sale and purchase of future receivables, enabling businesses to obtain financing against receivables before they arise.
find out more
Vehicle Finance Agreement
A German law-governed agreement for vehicle financing, incorporating key requirements from German banking and consumer protection regulations.
find out more
Consortium Loan Agreement
German law-governed agreement establishing terms for a syndicated loan facility provided by multiple lenders to a borrower.
find out more
Common Loan Agreement
A German law loan agreement setting out terms and conditions for credit provision, compliant with BGB requirements and German banking regulations.
find out more
Small Business Loan Agreement
A German law-governed agreement establishing terms for a financial institution to provide a loan to a small business, including loan amount, interest rates, and repayment terms.
find out more
Rental Loan Agreement
A German law-governed agreement combining property rental terms with loan financing arrangements, establishing rights and obligations for both lending and tenancy aspects.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)