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Private Promissory Note
I need a Private Promissory Note for a personal loan of 50,000 DKK to be repaid in monthly installments over 24 months, starting March 2025, with a fixed interest rate of 5% per annum.
1. Parties: Identification of the lender (promisee) and borrower (promisor), including full legal names, addresses, and any registration numbers
2. Background: Brief context of the loan agreement and relationship between the parties
3. Definitions: Key terms used in the promissory note
4. Promise to Pay: Clear statement of the principal amount, currency, and unconditional promise to repay
5. Payment Terms: Schedule of payments, including due dates, installment amounts (if applicable), and method of payment
6. Interest Rate: Specification of the interest rate, calculation method, and payment frequency
7. Events of Default: Circumstances that constitute default and their consequences
8. Notices: How and where formal communications between parties should be made
9. Governing Law: Confirmation that Danish law governs the promissory note
10. Signatures: Execution block with date and signatures of both parties
1. Security: Details of any collateral or security provided for the loan, used when the note is secured
2. Guarantor Provisions: Terms relating to any guarantor of the debt, included when there is a third-party guarantee
3. Prepayment Terms: Conditions and penalties for early repayment, if applicable
4. Late Payment Penalties: Additional charges or increased interest rates for late payments
5. Assignment Rights: Terms regarding the transfer or assignment of the note to third parties
6. Tax Provisions: Allocation of responsibility for any taxes arising from the loan
7. Force Majeure: Provisions for unforeseen circumstances affecting repayment ability
1. Payment Schedule: Detailed schedule of payment dates and amounts, particularly important for installment payments
2. Security Details: Detailed description of any collateral or security provided
3. Calculation of Interest: Detailed methodology for interest calculations and examples
4. Guarantor Documentation: Additional documentation related to guarantor commitments and proof of capacity
Authors
Financial Services
Real Estate
Private Banking
Small Business
Construction
Agriculture
Retail
Professional Services
Manufacturing
Family Business
Legal
Finance
Treasury
Credit
Risk Management
Compliance
Corporate Secretariat
Investment
Accounting
Business Operations
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Financial Controller
Credit Manager
Treasury Manager
Loan Officer
Risk Manager
Compliance Officer
Business Owner
Financial Advisor
Accountant
Company Secretary
Investment Manager
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