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Simple Promissory Note No Interest
I need a Simple Promissory Note No Interest under Danish law for a loan of 50,000 DKK from my company to an employee, to be repaid in monthly installments starting March 2025, with acceleration clause in case of employment termination.
1. Date and Parties: Identifies the date of the note and the parties: the Maker (debtor/promissor) and the Payee (creditor/promissee), including their full legal names and addresses
2. Amount: Clearly states the principal amount of the loan in both numbers and words to avoid any ambiguity
3. Promise to Pay: Contains the unconditional promise to repay the specified amount
4. Payment Terms: Specifies when and how the payment(s) will be made, including the maturity date and payment method
5. No Interest Provision: Explicit statement that no interest will be charged on the principal amount
6. Default Terms: Specifies what constitutes a default and the consequences of default
7. Governing Law: States that the note is governed by Danish law
8. Signatures: Space for dated signatures of the parties and witnesses if required
1. Security: Include when the note is secured by collateral or personal guarantee
2. Prepayment Provisions: Include when early payment options are to be specifically allowed or restricted
3. Assignment: Include when transfer rights of the note need to be specified
4. Acceleration Clause: Include when immediate payment of the entire amount can be demanded under certain circumstances
5. Notice Provisions: Include when specific forms of notice between parties need to be defined
6. Severability: Include when parties want to ensure that if one provision is invalid, the rest remains enforceable
1. Payment Schedule: If payments are to be made in installments, details the payment dates and amounts
2. Collateral Description: If the note is secured, provides detailed description of the collateral
3. Guarantor Information: If there are guarantors, contains their details and extent of guarantee
Authors
Banking and Financial Services
Real Estate
Small Business
Private Lending
Professional Services
Retail
Manufacturing
Construction
Family Business
Agriculture
Non-Profit Organizations
Legal
Finance
Treasury
Compliance
Risk Management
Credit Administration
Corporate Secretariat
Accounting
Business Administration
Chief Financial Officer
Finance Manager
Legal Counsel
Corporate Lawyer
Accounting Manager
Credit Manager
Business Owner
Financial Controller
Treasury Manager
Compliance Officer
Risk Manager
Company Secretary
Private Banker
Loan Officer
Legal Administrator
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