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Financial Services and Markets Act 2000 (FSMA): Primary legislation regulating financial services and markets in the UK. Determines authorization requirements for lenders and contains provisions about regulated activities.

Consumer Credit Act 1974: While primarily focused on consumer lending, relevant provisions may apply if the borrower is a sole trader or small partnership.

Law of Property Act 1925: Governs creation and enforcement of security interests, particularly relevant if the loan is secured against property.

Companies Act 2006: Regulates corporate borrower's capacity to borrow and registration requirements for company charges.

FCA Handbook: Regulatory framework containing Conduct of Business rules applicable if the lender is FCA-regulated.

Bank of England/PRA regulations: Regulatory requirements applicable to regulated financial institutions acting as lenders.

Unfair Contract Terms Act 1977: Controls unreasonable exclusion clauses in business-to-business contracts.

Misrepresentation Act 1967: Governs the legal framework for representations and warranties in contracts.

Late Payment of Commercial Debts (Interest) Act 1998: Establishes statutory interest rates for late payments in commercial transactions.

Money Laundering Regulations 2017: Sets out KYC requirements and due diligence obligations for financial transactions.

UK Sanctions Regulations: Ensures compliance with sanctions regime in financial transactions.

Brexit-related Financial Services Legislation: Post-Brexit regulations affecting financial services and cross-border lending considerations.

LIBOR Transition Regulations: New requirements governing interest rate benchmarks following the transition away from LIBOR.