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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in the UK, including requirements for credit documentation and consumer protections

Financial Services and Markets Act 2000: Framework legislation for financial services regulation in the UK, establishing regulatory structures and requirements

Consumer Rights Act 2015: Legislation covering consumer rights and unfair terms in consumer contracts, including credit agreements

Data Protection Act 2018: UK implementation of GDPR, governing how personal data must be handled in credit applications and agreements

FCA Handbook - CONC: Consumer Credit sourcebook providing detailed regulations for consumer credit activities

FCA Handbook - MCOB: Mortgages and Home Finance sourcebook governing mortgage-related credit activities

FCA Handbook - PRIN: Principles for Businesses setting out fundamental obligations for regulated firms

FCA Handbook - BCOBS: Banking Conduct of Business Sourcebook detailing requirements for banking activities

Money Laundering Regulations 2017: Regulations requiring credit providers to conduct customer due diligence and prevent financial crime

Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts, including credit agreements

Financial Services (Banking Reform) Act 2013: Legislation implementing structural reforms to the banking sector and additional consumer protections

Payment Services Regulations 2017: Regulations governing payment services and payment service providers

Banking Code of Practice: Industry standards for good banking practice and customer treatment

Lending Code: Voluntary code of practice for financial institutions setting standards for lending

Small Business Enterprise and Employment Act 2015: Legislation affecting business lending and small business credit relationships

Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing interest on late payments in commercial transactions