tiktok成人版

Loan With Collateral Agreement for the United Kingdom

Loan With Collateral Agreement Template for England and Wales

A Loan With Collateral Agreement is a legally binding document under English and Welsh law that establishes the terms and conditions of a secured loan arrangement. The agreement details the loan amount, repayment terms, interest rates, and specifically describes the assets pledged as collateral to secure the loan. It includes provisions for the creation, perfection, and enforcement of security interests, as well as the rights and obligations of all parties involved. The document complies with UK financial regulations and includes necessary consumer protection provisions where applicable.

Your data doesn't train Genie's AI

You keep IP ownership聽of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Loan With Collateral Agreement

Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Loan With Collateral Agreement?

The Loan With Collateral Agreement is essential when parties wish to enter into a secured lending arrangement under English and Welsh law. This document is commonly used when a borrower seeks financing while offering specific assets as security for the loan. The agreement covers all aspects of the lending relationship, including loan terms, security arrangements, and enforcement rights. It ensures compliance with UK financial regulations and provides clear procedures for both routine operations and default scenarios. This type of agreement is particularly important for protecting the lender's interests while providing transparency to the borrower regarding their obligations and the consequences of default.

What sections should be included in a Loan With Collateral Agreement?

1. Parties: Identification and details of the lender and borrower

2. Background: Context of the loan and purpose

3. Definitions: Key terms used throughout the agreement

4. Loan Amount and Purpose: Specification of loan amount and permitted use

5. Interest Rate and Payments: Interest calculation, payment schedule, and methods

6. Collateral Description: Detailed description of assets provided as security

7. Security Provisions: Terms governing the security interest in collateral

8. Events of Default: Circumstances constituting default and consequences

9. Representations and Warranties: Statements of fact by borrower regarding their situation

10. Governing Law: Specification of applicable law and jurisdiction

What sections are optional to include in a Loan With Collateral Agreement?

1. Insurance Requirements: Required when collateral needs specific insurance coverage. Use when valuable physical assets are used as collateral

2. Guarantor Provisions: Terms relating to any guarantors of the loan. Use when a third party guarantees the loan

3. Early Repayment Terms: Conditions for early loan repayment. Use when early repayment options are offered

4. Cross-Default Provisions: Links to other financial obligations. Use when borrower has multiple loans with same lender

What schedules should be included in a Loan With Collateral Agreement?

1. Schedule of Payments: Detailed repayment schedule including dates and amounts

2. Collateral Schedule: Detailed inventory and description of all collateral assets

3. Security Documentation: Forms and documents relating to security registration

4. Insurance Certificates: Copies of required insurance policies for collateral

5. Valuation Reports: Independent valuations of collateral assets

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok成人版 | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

England and Wales

Document Type

Finance Agreement

Cost

Free to use
Relevant legal definitions








































Clauses





























Industries

Consumer Credit Act 1974: Primary legislation that regulates credit agreements with individuals, including mandatory disclosure requirements and consumer protection provisions

Financial Services and Markets Act 2000: Core legislation governing financial services regulation in the UK, particularly relevant when the lender is a regulated entity

Law of Property Act 1925: Fundamental legislation dealing with real property and security interests, essential when real estate is used as collateral

Bills of Sale Acts 1878 and 1882: Historical legislation still relevant today governing the registration and regulation of security interests in personal chattels used as collateral

Consumer Rights Act 2015: Modern legislation addressing unfair terms in consumer contracts and transparency requirements in contractual relationships

FCA Regulations: Regulatory framework established by the Financial Conduct Authority, including conduct of business rules for regulated lenders

Consumer Credit (EU Directive) Regulations 2010: Regulations implementing EU consumer credit rules, including standardized information requirements and withdrawal rights

Financial Collateral Arrangements (No.2) Regulations 2003: Specific regulations governing financial collateral arrangements, including requirements for perfection and enforcement

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks, 聽Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination, 聽Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Interest Loan Agreement

A legal agreement under English and Welsh law establishing terms for a loan without interest charges.

find out more

Vehicle Payment Plan Agreement

An England & Wales agreement outlining vehicle purchase payment terms under the Consumer Credit Act 1974.

find out more

Simple Unsecured Loan Agreement

An England & Wales agreement for unsecured personal or business loans, detailing terms and borrower-lender obligations.

find out more

Simple Equipment Lease

An England & Wales contract outlining terms for straightforward equipment rental and associated responsibilities.

find out more

Simple Contract For A Loan

An England & Wales loan agreement outlining terms for private or small business lending without complex security.

find out more

Short Term Loan Agreement

An England & Wales agreement outlining terms for short-term financing under 12 months, ensuring compliance and security.

find out more

Simple Owner Finance Contract

An England & Wales contract offering alternative property financing, detailing loan terms, interest, and legal compliance.

find out more

Separation Financial Agreement

An England & Wales legal document formalizing financial arrangements for separating couples, covering assets and maintenance.

find out more

Seller Financing Real Estate Contract

An England & Wales contract facilitating property sale and financing when traditional mortgages are unsuitable.

find out more

Seller Financing Car Contract

An England & Wales contract outlining seller-financed vehicle sale terms and compliance with financial regulations.

find out more

Real Estate Loan Agreement

An England & Wales legal document outlining terms for property-secured lending transactions.

find out more

Promissory Loan Agreement

An England & Wales legal document outlining loan terms, repayment, and protections for lenders and borrowers.

find out more

Project Finance Contract

An England & Wales contract structuring complex project financing with detailed risk and security provisions.

find out more

Personal Car Loan Agreement

An England & Wales legal document outlining vehicle finance terms between a borrower and lender.

find out more

Personal Auto Loan Agreement

An England & Wales contract detailing vehicle financing terms and borrower obligations for regulated lender transactions.

find out more

Owner Finance Agreement

An England & Wales legal document outlining seller-financed property sale terms and obligations.

find out more

Master Loan Agreement

An England & Wales legal framework for standardized lending relationships, governing multiple loan transactions.

find out more

Loan Payback Agreement

An England & Wales agreement detailing terms for loan repayment, including schedules and default consequences.

find out more

Loan Agreement Between Spouses

An England & Wales legal document establishing a loan agreement between spouses with terms for repayment and interest.

find out more

Installment Loan Agreement

An England & Wales agreement detailing structured loan repayment terms under financial regulations.

find out more

Financing Contract Agreement

A legal document outlining terms and conditions for providing financial support between parties.

find out more

Financial Agreement Between Two Parties

An England & Wales legal document authorizing another party to collect specified items on behalf of the recipient.

find out more

Financed Sales Contract

An England & Wales legal document authorizing internet service disconnection, ensuring compliance with relevant regulations.

find out more

Formal Loan Agreement

An England & Wales legal document authorizing another's use of a credit card under specified conditions.

find out more

Equity Funding Agreement

An England & Wales legal document authorizing contractors for specific tasks, detailing scope, duration, and conditions.

find out more

Equipment Lease Purchase Option

An England & Wales legal document authorizing a third party to collect payment on behalf of the original payee.

find out more

Contract For Personal Loan

An England & Wales legal document authorizing third-party collection of items on behalf of another party.

find out more

Contract For Car Payments

An England & Wales legal document authorizing a representative to collect funds on behalf of another party.

find out more

Car Loan Agreement Between Individuals

An England & Wales legal document delegating company clearance authority for operational or administrative purposes.

find out more

Car Loan Agreement Between Family

An England & Wales legal document delegating authority to a Civil Registrar for registration-related actions.

find out more

Business To Business Loan Agreement

An England & Wales legal document authorizing cheque collection on behalf of the original payee.

find out more

Business Loan Term Sheet

An England & Wales legal document authorizing a representative to encash a check on behalf of the recipient.

find out more

Business Loan Contract

An England & Wales legal document authorizing an individual's formal name change for official record updates.

find out more

Bridge Facility Agreement

An England & Wales legal document authorizing the release of employment details for specific verification purposes.

find out more

Auto Finance Agreement

An England & Wales legal document authorizing financial transactions under specified conditions and limits.

find out more

Loan Agreement Secured By Property

An English law agreement establishing terms for a property-secured loan, including security rights and repayment obligations.

find out more

Private Party Auto Loan Contract

A contract under English and Welsh law governing private party vehicle loans between individuals.

find out more

Revolving Line Of Credit Loan Agreement

An English law agreement establishing a revolving credit facility with flexible draw-down and repayment terms.

find out more

Owner Financing Business Contract

A legal agreement under English and Welsh law where a business seller provides direct financing to the buyer, including terms of sale and payment arrangements.

find out more

Installment Loan Agreement Promissory Note

A legally binding document under English and Welsh law that combines a loan agreement and promissory note, establishing terms for installment-based loan repayment.

find out more
See more related templates

骋别苍颈别鈥檚 Security Promise

Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; 骋别苍颈别鈥檚 AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it