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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, particularly relevant if the borrower is an individual or small partnership

Financial Services and Markets Act 2000: Key legislation regulating financial services and markets in the UK, establishing regulatory framework for financial activities

Law of Property Act 1925: Fundamental legislation governing property law, particularly relevant for secured loans and property-related aspects

Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts, ensuring fairness in contractual relationships

Consumer Rights Act 2015: Legislation protecting consumer rights, applicable if the loan agreement involves consumer borrowers

FCA Regulations and Handbook: Regulatory framework and guidelines set by the Financial Conduct Authority for regulated financial activities

Consumer Credit Sourcebook (CONC): Detailed regulations and guidance for consumer credit activities as part of the FCA handbook

Mortgage Conduct of Business (MCOB): Specific rules governing mortgage-related business and property-secured lending

Money Laundering Regulations 2017: Regulations requiring checks and procedures to prevent money laundering in financial transactions

UK GDPR and Data Protection Act 2018: Legislation governing the processing and protection of personal data in the UK

Financial Collateral Arrangements (No.2) Regulations 2003: Regulations governing financial collateral arrangements and security interests

Bills of Exchange Act 1882: Historical legislation governing negotiable instruments that may be relevant to loan documentation

Insolvency Act 1986: Legislation governing insolvency proceedings and creditor rights, particularly relevant for non-recourse provisions

Companies Act 2006: Primary legislation governing company law, relevant when dealing with corporate borrowers