Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets in the UK, including requirements for authorized lenders and consumer protection provisions
Consumer Credit Act 1974: Legislation governing consumer lending, including consumer protection measures, documentation requirements, and cooling-off periods
Unfair Contract Terms Act 1977: Controls unfair terms in contracts and establishes reasonableness test for contract terms
Consumer Rights Act 2015: Legislation focusing on fairness and transparency of contract terms, particularly relevant if dealing with consumers
FCA/PRA Regulations: Regulatory framework including Financial Conduct Authority rules, Prudential Regulation Authority requirements, and conduct of business rules
UK Money Laundering Regulations 2017: Regulations covering Know Your Customer (KYC) requirements and due diligence obligations
Law of Property Act 1925: Legislation governing property-related provisions and security requirements for secured lending
Companies Act 2006: Key legislation for corporate borrowers covering corporate capacity, directors' duties, and corporate authority
English Contract Law: General principles of contract law including offer, acceptance, consideration, and intention to create legal relations
UK Sanctions Regulations: Regulations governing compliance with sanctions regime and restricted parties screening requirements
