Document background
The Hard Inquiry Removal Letter serves as a crucial tool for Indonesian consumers to maintain the accuracy of their credit reports. This document is typically used when an individual discovers unauthorized credit inquiries or disputes the legitimacy of hard inquiries appearing on their credit report. Under Indonesian law, particularly the Personal Data Protection Law (UU PDP) and OJK regulations, consumers have the right to dispute inaccurate credit information. The letter should include specific details about the disputed inquiry, personal identification information, and supporting documentation. It's essential when dealing with Indonesian credit reporting agencies like PEFINDO or when addressing inquiries with financial institutions operating under Bank Indonesia and OJK supervision. The document must comply with Indonesian financial regulations while clearly stating the request and reasoning for removal.
