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1. Security: Required if the loan is secured against assets or property

2. Guarantees: Required if there are third-party guarantors

3. Conditions Precedent: Include if there are specific conditions to be met before drawdown

4. Multiple Drawdown Provisions: Include for facilities with multiple drawdown options

5. Tax Gross-Up and Indemnities: Include for cross-border loans or where tax implications are significant

6. Increased Costs: Include where regulatory changes might affect the loan costs

7. Set-off Rights: Include where parties maintain other banking relationships

8. Anti-Money Laundering Provisions: Required for regulated lenders or high-value loans

9. Data Protection: Required when personal data is being processed

10. Break Costs: Include for fixed-rate loans or where early repayment might cause lender losses

1. Schedule 1 - Conditions Precedent: List of documents and conditions required before drawdown

2. Schedule 2 - Drawdown Request Form: Template form for requesting loan disbursements

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if applicable

4. Schedule 4 - Interest Rate Calculation: Detailed methodology for interest calculation

5. Schedule 5 - Security Details: Description of any security or collateral

6. Schedule 6 - Fees and Costs: Breakdown of all applicable fees and costs

7. Schedule 7 - Notice Details: Detailed contact information for all parties

8. Appendix A - Form of Compliance Certificate: Template for periodic compliance certification

9. Appendix B - Form of Transfer Certificate: Template for transferring loan interests

10. Appendix C - Key Financial Covenants: Detailed financial metrics and testing methods