tiktok³ÉÈ˰æ

Lending Loan Agreement Template for Ireland

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Lending Loan Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Lending Loan Agreement

"I need a Lending Loan Agreement governed by Irish law for a €5 million business expansion loan from ABC Bank plc to my technology company, with quarterly repayments over 5 years and security over company assets."

Document background
The Lending Loan Agreement serves as the primary documentation for loan transactions in Ireland, establishing the legal framework for financial arrangements between lenders and borrowers. This document is essential for any lending transaction, whether it involves corporate financing, asset acquisition, or business expansion. It must comply with Irish financial regulations, including the Consumer Credit Act 1995, Central Bank regulations, and relevant EU directives. The agreement covers crucial elements such as loan facilities, interest calculations, repayment structures, security arrangements, and event of default provisions. It's particularly important for documenting complex lending arrangements where clear terms, conditions, and security provisions need to be established. The document is designed to protect both lender and borrower interests while ensuring regulatory compliance in the Irish financial services sector.
Suggested Sections

1. Parties: Identifies and defines the Lender(s) and Borrower(s) with full legal names and addresses

2. Background: Explains the context and purpose of the loan agreement

3. Definitions and Interpretation: Defines key terms used throughout the agreement and sets out interpretation rules

4. The Loan: Details the loan amount, purpose, and drawdown conditions

5. Interest: Specifies interest rate(s), calculation method, and payment terms

6. Repayment: Sets out repayment schedule, methods, and prepayment terms

7. Representations and Warranties: Statements of fact and assurances given by the Borrower

8. Covenants: Ongoing obligations of the Borrower throughout the loan term

9. Events of Default: Circumstances that constitute default and consequences

10. Security: Overview of security arrangements for the loan

11. Payments and Calculations: Mechanics of payments, currency, and calculation conventions

12. Changes to Parties: Rules for assignment and transfer of rights/obligations

13. Notices: Communication methods and contact details for formal notices

14. Confidentiality: Obligations regarding confidential information

15. Governing Law and Jurisdiction: Specifies Irish law as governing law and jurisdiction for disputes

Optional Sections

1. Guarantees: Include when third parties are guaranteeing the loan obligations

2. Multiple Lenders: Include for syndicated loans with provisions for lender voting and administration

3. Insurance Requirements: Include when specific insurance coverage is required as part of the loan conditions

4. Property-Related Provisions: Include when the loan is secured against real property

5. Financial Covenants: Include for corporate borrowers where financial metrics need to be maintained

6. Account Bank Arrangements: Include when specific bank accounts need to be maintained or monitored

7. Intercreditor Provisions: Include when there are multiple creditors requiring ranking of priority

8. Tax Gross-Up and Indemnities: Include for cross-border loans or where tax implications need specific attention

Suggested Schedules

1. Schedule 1 - Conditions Precedent: List of documents and conditions required before loan drawdown

2. Schedule 2 - Drawdown Request Form: Template form for requesting loan disbursements

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if applicable

4. Schedule 4 - Security Documents: List and copies of all security documentation

5. Schedule 5 - Financial Reporting Requirements: Details of required financial statements and reporting

6. Schedule 6 - Permitted Security Interests: List of pre-approved security interests that may exist

7. Schedule 7 - Form of Transfer Certificate: Template for transferring loan interests if permitted

8. Appendix A - Calculation of Interest and Fees: Detailed methodology for calculating interest and other fees

9. Appendix B - Form of Compliance Certificate: Template for periodic compliance certification

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈ˰æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions












































































Clauses















































Relevant Industries

Banking

Financial Services

Real Estate

Commercial Property

Manufacturing

Retail

Technology

Healthcare

Construction

Infrastructure

Agriculture

Hospitality

Energy

Transportation

Professional Services

Relevant Teams

Legal

Finance

Compliance

Risk Management

Treasury

Credit

Commercial

Corporate Banking

Business Development

Operations

Company Secretariat

Relevant Roles

Legal Counsel

Finance Director

Credit Manager

Compliance Officer

Risk Manager

Commercial Director

Corporate Lawyer

Banking Partner

Financial Controller

Treasury Manager

Loan Officer

Business Development Manager

Chief Financial Officer

Company Secretary

Relationship Manager

Credit Analyst

Industries










Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Unregulated Hire Purchase Agreement

An Irish law-governed unregulated hire purchase agreement for commercial asset acquisition with payment installments and purchase option.

find out more

Tenancy Loan Agreement

An Irish law-governed agreement combining loan and tenancy terms for rental property financing, compliant with Irish financial and residential tenancy regulations.

find out more

Pro Forma Loan Agreement

Irish law-governed standard form loan agreement template for documenting lending transactions, compliant with local banking regulations and EU requirements.

find out more

Employees Loan Agreement

An Irish law-governed agreement between employer and employee establishing terms for a company loan, including repayment through salary deductions.

find out more

Evergreen Loan Agreement

Irish law-governed Evergreen Loan Agreement template for establishing ongoing revolving credit facilities with no fixed maturity date.

find out more

Loan Agreement And Mortgage

An Irish law-governed agreement combining loan terms and mortgage security arrangements for property financing, compliant with Irish banking and property regulations.

find out more

Facility Loan Agreement

An Irish law-governed agreement establishing terms and conditions for a loan facility between a lender and borrower, including facility terms, security arrangements, and regulatory compliance requirements.

find out more

Loan Agreement Between Individuals

An Irish law-governed agreement documenting a loan arrangement between private individuals, including loan terms, repayment conditions, and legal protections.

find out more

Simple Loan Repayment Agreement

An Irish law-governed agreement establishing loan repayment terms, conditions, and obligations between lender and borrower.

find out more

Loan For Use Agreement

An Irish law-governed agreement establishing terms for the free temporary use of an asset while maintaining the lender's ownership rights.

find out more

Loan And Guarantee Agreement

An Irish law-governed agreement establishing terms for a loan facility supported by a third-party guarantee, including lending terms and guarantee obligations.

find out more

Lease Hire Agreement

An Irish law-governed agreement establishing terms and conditions for equipment or asset leasing arrangements, including payment terms, maintenance requirements, and regulatory compliance.

find out more

Hire Purchase Agreement For Car

An Irish law-governed agreement for the hire purchase of a motor vehicle, establishing payment terms and conditions under Irish consumer credit legislation.

find out more

Bike Hire Purchase Agreement

An Irish law-governed agreement setting out terms for bicycle hire purchase, including payment terms, ownership conditions, and parties' obligations.

find out more

Undertaking Loan Agreement

An Irish law-governed agreement setting out terms and conditions for providing loan facilities, ensuring compliance with Irish banking regulations and protecting both lender and borrower interests.

find out more

Promissory Loan Agreement

An Irish law-governed Promissory Loan Agreement establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and security provisions.

find out more

Master Loan Agreement

An Irish law-governed agreement establishing the framework for a lending relationship between a financial institution and borrower, setting out comprehensive terms for loan facilities and security arrangements.

find out more

Margin Loan Agreement

Irish law-governed agreement establishing terms for lending against securities collateral, including margin maintenance and enforcement provisions.

find out more

Loan Note Agreement

An Irish law-governed agreement setting out terms for the issuance and subscription of loan notes, including interest, repayment, and security provisions.

find out more

Financing Contract Agreement

An Irish law-governed agreement establishing terms and conditions for providing financial facilities between lender and borrower, including facility details, security arrangements, and regulatory compliance requirements.

find out more

Financial Agreement Between Two Parties

Irish law-governed financial agreement template for structuring financial arrangements between two parties, incorporating key regulatory requirements and protective clauses.

find out more

Equipment Lease Purchase Agreement

An Irish law-governed agreement setting out terms for equipment leasing with a purchase option, including financial terms, maintenance obligations, and purchase conditions.

find out more

Contract For Car Payments

An Irish law-governed agreement establishing terms and conditions for vehicle purchase payments, compliant with Irish consumer protection and financial regulations.

find out more

Owner Financing Contract For Deed

An Irish law-governed agreement where the property seller finances the buyer's purchase and retains title until full payment, structured under Irish property law requirements.

find out more

Standard Loan Agreement Between Friends

An Irish law-governed agreement that formalizes and legally protects a loan arrangement between friends, including key terms, conditions, and repayment schedules.

find out more

Standard Hire Purchase Agreement

An Irish law-governed agreement for the purchase of goods through installment payments, with ownership transferring upon final payment, compliant with Irish consumer credit legislation.

find out more

Lease Purchase Agreement Car

An Irish law-governed agreement establishing terms for vehicle lease purchase, combining lease and purchase elements with eventual ownership transfer upon completion of payments.

find out more

Warehouse Loan Agreement

An Irish law-governed agreement for securing loans against warehouse-stored inventory, establishing lending terms and security arrangements.

find out more

Royalty Loan Agreement

An Irish law-governed agreement establishing a loan facility repayable through future royalty payments or revenue streams.

find out more

Simple Interest Loan Agreement

An Irish law-governed Simple Interest Loan Agreement establishing terms for lending with straightforward interest calculation on the principal amount.

find out more

Lending Loan Agreement

An Irish law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and security arrangements.

find out more

Debenture Loan Agreement

An Irish law-governed agreement combining loan facilities with security arrangements, creating fixed and floating charges over borrower assets.

find out more

Car Loan Promissory Note

An Irish law-governed financial instrument documenting a borrower's promise to repay a vehicle loan and establishing the vehicle as collateral.

find out more

Revenue Loan Agreement

An Irish law-governed agreement establishing a loan facility with repayments calculated as a percentage of the borrower's revenue.

find out more

Funding Term Sheet

An Irish law-governed preliminary agreement outlining key terms and conditions for a proposed company investment.

find out more

Consumer Loan Agreement

An Irish law-governed agreement setting out terms and conditions for providing a consumer loan, compliant with Irish and EU consumer protection regulations.

find out more

Bond Loan Agreement

An Irish law-governed agreement setting out terms and conditions for bond issuance, including payment obligations, covenants, and bondholder rights.

find out more

Loan Market Agreement

An Irish law-governed financing agreement setting out terms and conditions for commercial lending arrangements, compliant with Irish banking regulations and market standards.

find out more

Instrument Loan Agreement

An Irish law-governed agreement establishing terms for the temporary loan of musical instruments, including maintenance, insurance, and return conditions.

find out more

Financial Contract Agreement

An Irish law-governed agreement establishing terms and conditions for financial arrangements between parties, compliant with Irish and EU financial regulations.

find out more

Equity Loan Agreement

An Irish law-governed agreement establishing terms and conditions for a loan secured against property equity, compliant with Irish financial regulations and EU directives.

find out more

Partnership Loan Agreement

An Irish law-governed agreement setting out terms for loans between partners or to a partnership, including repayment and security arrangements.

find out more

Interim Loan Agreement

An Irish law-governed agreement setting out terms and conditions for temporary financing arrangements, including loan amount, interest, repayment terms, and security provisions.

find out more

Guarantor Agreement For Loan

An Irish law-governed agreement where a guarantor commits to fulfilling a borrower's loan obligations if they default.

find out more

Limited Recourse Loan Agreement

Irish law-governed loan agreement limiting lender's recourse to specific assets or cash flows, commonly used in structured and project finance transactions.

find out more

Novation Lease Agreement

An Irish law agreement transferring lease rights and obligations from an existing tenant to a new tenant, with landlord's consent.

find out more

Purchase Order Financing Agreement

An Irish law-governed agreement enabling businesses to receive financing against their purchase orders, detailing funding terms, security arrangements, and regulatory compliance requirements.

find out more

Property Loan Agreement

An Irish law-governed agreement setting out terms and conditions for property financing, including loan details, security arrangements, and regulatory compliance requirements.

find out more

Profit Participating Loan Agreement

An Irish law-governed loan agreement where the lender's return is partially or fully dependent on the borrower's profits.

find out more

Pre Financing Agreement

An Irish law-governed agreement setting out terms for interim financing arrangements between a lender and borrower, subject to Irish financial regulations.

find out more

Intercompany Revolving Loan Agreement

Irish law-governed revolving loan agreement between related companies within the same corporate group, establishing terms for intercompany lending.

find out more

Building Loan Agreement

An Irish law-governed agreement between a lender and borrower for financing construction projects, including staged drawdowns and construction monitoring provisions.

find out more

Company Loan Agreement

An Irish law-governed agreement setting out terms and conditions for a company loan, including loan amount, interest, repayment terms, and security arrangements.

find out more

Informal Loan Agreement

An Irish law-governed Informal Loan Agreement for straightforward lending arrangements, balancing legal compliance with practical simplicity.

find out more

Private Mortgage Loan Agreement

An Irish law-governed agreement setting out terms and conditions for a private mortgage loan, including loan details, security arrangements, and parties' rights and obligations.

find out more

Peer To Peer Loan Agreement

An Irish law-governed agreement template for structuring and documenting loans between private individuals or entities, including key lending terms and regulatory compliance measures.

find out more

Vehicle Lease Purchase Agreement

An Irish law-governed agreement establishing terms for vehicle lease purchase arrangements, combining leasing and purchasing elements with eventual ownership transfer.

find out more

Loan Sharing Agreement

An Irish law-governed agreement establishing the framework for sharing loan participations among multiple financial institutions, including risk sharing and administrative arrangements.

find out more

Debt Financing Agreement

An Irish law-governed agreement establishing terms and conditions for a lending arrangement, including loan facility details, security arrangements, and regulatory compliance requirements.

find out more

Tool Loan Agreement

An Irish law-governed agreement setting out terms and conditions for the temporary loan of tools or equipment between parties, including usage, maintenance, and liability provisions.

find out more

Commercial Loan Agreement

An Irish law-governed agreement setting out terms and conditions for a commercial loan between a financial institution and corporate borrower.

find out more

Vendor Finance Agreement

An Irish law-governed agreement establishing terms for third-party financing of vendor sales, detailing financing terms and obligations between finance provider, vendor, and customer.

find out more

Equity Financing Agreement

An Irish law-governed agreement detailing terms and conditions for equity investment in a company, including share issuance, investor rights, and protective provisions.

find out more

Unsecured Loan Agreement

An Irish law-governed Unsecured Loan Agreement establishing terms and conditions for non-collateralized lending between parties.

find out more

Non Recourse Loan Agreement

Irish law-governed loan agreement limiting lender's recovery rights to specific collateral, typically used in real estate and asset financing.

find out more

Vendor Loan Agreement

An Irish law-governed agreement documenting a vendor-provided loan arrangement for the purchase of goods, services, or assets, including loan terms, security arrangements, and compliance provisions.

find out more

Finance Contract

Irish law-governed finance contract establishing terms for financial facilities, incorporating Irish regulatory requirements and Central Bank regulations.

find out more

Car Loan Contract

An Irish law-governed agreement setting out terms and conditions for vehicle financing, compliant with Irish consumer credit regulations.

find out more

Secured Loan Agreement

An Irish law-governed agreement establishing terms for a secured loan facility, including security arrangements, repayment terms, and enforcement mechanisms.

find out more

Intra Group Loan Agreement

An Irish law-governed agreement establishing loan arrangements between related entities within the same corporate group, including key terms and regulatory compliance provisions.

find out more

Personal Guarantee Loan Agreement

An Irish law-governed agreement where an individual personally guarantees a loan's repayment, establishing guarantee terms and enforcement rights under Irish financial regulations.

find out more

Subordinate Loan Agreement

An Irish law-governed agreement establishing a subordinated loan facility with specific ranking provisions and compliance with Irish corporate and financial regulations.

find out more

Friendly Loan Agreement

An Irish law-governed loan agreement template for informal lending between friends or family members, providing legal structure while maintaining relationship-friendly terms.

find out more

Loan Purchase Agreement

An Irish law-governed agreement for the sale and transfer of loan assets between parties, including associated rights, obligations, and security interests.

find out more

Loan Master Agreement

Irish law-governed master agreement establishing the framework for lending facilities, including key terms, conditions, and regulatory compliance requirements.

find out more

Financial Lease Contract

An Irish law-governed agreement establishing terms and conditions for a financial lease arrangement, including payment terms, asset usage rights, and regulatory compliance requirements.

find out more

Family Loan Agreement

An Irish law-governed agreement that formalizes and documents loan arrangements between family members, establishing clear terms and conditions while maintaining family dynamics.

find out more

Loan With Collateral Agreement

An Irish law-governed agreement establishing a secured loan facility with detailed terms for the loan, collateral arrangements, and security interests.

find out more

Bridge Loan Agreement

Irish law-governed agreement for short-term interim financing, establishing loan terms and conditions in compliance with Irish banking regulations.

find out more

Business Loan Agreement

An Irish law-governed agreement setting out terms and conditions for a business loan, including loan amount, interest, repayment terms, and security arrangements.

find out more

Mortgage Loan Agreement

An Irish law-governed agreement setting out terms and conditions for a property mortgage loan between a financial institution and borrower.

find out more

Seller Financing Contract

An Irish law-governed agreement where the seller provides financing for the property purchase, combining elements of a sale agreement and loan documentation.

find out more

Private Loan Agreement

An Irish law-governed agreement setting out terms and conditions for a private loan, including loan amount, interest, repayment terms, and security arrangements.

find out more

Owner Finance Contract

An Irish law-governed agreement combining property sale and seller financing arrangements, replacing traditional mortgage financing.

find out more

Loan Assumption Agreement

An Irish law agreement documenting the transfer of loan obligations from an original borrower to a new borrower, including terms, conditions, and regulatory compliance requirements.

find out more

Loan Agreement Contract

An Irish law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and security arrangements.

find out more

Equipment Loan Agreement

An Irish law-governed agreement establishing terms and conditions for temporary equipment loans between parties, including usage rights, maintenance obligations, and return conditions.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.