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1. Security: Required when the loan is secured against specific assets or guarantees

2. Increased Costs: Addresses changes in lender's costs due to regulatory changes - typically included for corporate borrowers

3. Tax Gross Up and Indemnities: Included when tax implications need specific attention, usually in corporate lending

4. Multi-Currency Provisions: Required when the facility allows drawdowns in multiple currencies

5. Break Costs: Included when early repayment may result in costs to the lender

6. Guarantee and Indemnity: Required when there are guarantors for the loan

7. Set-off Rights: Optional provisions for lender's right to set off debts against borrower's accounts

8. Syndication Provisions: Required for loans that may be syndicated to multiple lenders

1. Schedule 1 - Conditions Precedent Documents: Lists all documents required before initial drawdown

2. Schedule 2 - Drawdown Request Form: Template form for requesting loan drawdowns

3. Schedule 3 - Rollover Request Form: Template form for requesting loan rollovers

4. Schedule 4 - Repayment Schedule: Details of repayment dates and amounts

5. Schedule 5 - Interest Rate Calculation: Detailed methodology for calculating applicable interest rates

6. Schedule 6 - Contact Details: Contact information for key personnel and departments

7. Appendix A - Compliance Certificate: Template for periodic compliance certification

8. Appendix B - Financial Covenants Calculations: Template for calculating and reporting financial covenants