The Subordinate Loan Agreement is a crucial financing document used when establishing debt that ranks below senior obligations in a company's capital structure. This agreement, governed by Maltese law, is particularly relevant for financial institutions, regulated entities, and corporate borrowers seeking to strengthen their capital base or obtain additional financing while maintaining existing senior debt relationships. The document addresses key aspects such as subordination mechanisms, regulatory compliance (particularly important in the Maltese financial services sector), interest calculations, repayment restrictions, and events of default. It requires careful consideration of both the Companies Act and Banking Act requirements, especially regarding corporate borrowing powers and regulatory capital treatment. The agreement is commonly used in corporate restructuring, expansion projects, or when companies need to demonstrate a clear hierarchy of debt obligations.
Subordinate Loan Agreement for Malta
Create a bespoke document in minutes, or upload and review your own.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Key Requirements PROMPT example:
Subordinate Loan Agreement
"I need a Subordinate Loan Agreement under Maltese law for a 鈧5 million facility between Tech Investments Ltd as lender and Malta Software Solutions plc as borrower, with the loan being subordinated to existing bank facilities and including quarterly interest payments."
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the Lender and Borrower, including registration details and addresses
2. Background: Context of the subordinated loan, including its purpose and relationship to other debt
3. Definitions and Interpretation: Definitions of key terms and interpretation rules, including specific subordinated debt terminology
4. The Facility: Details of the loan amount, purpose, and subordinated nature of the debt
5. Subordination Terms: Specific provisions regarding the ranking of the debt and subordination to senior creditors
6. Conditions Precedent: Prerequisites for drawdown, including regulatory approvals if required
7. Drawdown: Procedures and requirements for drawing down the loan
8. Interest: Interest rate, calculation methods, and payment terms
9. Repayment and Prepayment: Terms for repayment, including any restrictions on early repayment
10. Representations and Warranties: Standard and specific representations regarding the borrower's status and capacity
11. Covenants: Positive and negative obligations of the borrower
12. Events of Default: Circumstances constituting default, modified to reflect subordinated nature
13. Changes to Parties: Rules regarding assignment and transfer of rights
14. Notices: Communication procedures between parties
15. Calculations and Certificates: Procedures for calculations and certifications
16. Governing Law and Jurisdiction: Maltese law as governing law and jurisdiction provisions
1. Security: Include if any security is being provided, though unusual for subordinated loans
2. Tax Gross-Up and Indemnities: Include if tax gross-up provisions are required
3. Increased Costs: Include if the lender requires protection against regulatory cost increases
4. Set-off: Include if set-off rights are to be addressed (often excluded in subordinated loans)
5. Regulatory Compliance: Include if either party is regulated or if regulatory approval is required
6. Currency Provisions: Include if loan is in non-Euro currency or multiple currencies are involved
7. Guarantees: Include if third-party guarantees are part of the structure
1. Form of Drawdown Request: Standard form for requesting loan disbursement
2. Conditions Precedent Documents: List of required documents and conditions for initial drawdown
3. Repayment Schedule: If applicable, detailed schedule of repayment dates and amounts
4. Form of Compliance Certificate: Template for periodic compliance certification
5. Senior Creditors: List of senior creditors and their facilities if applicable
6. Subordination Terms: Detailed subordination mechanics and intercreditor principles
7. Form of Transfer Certificate: Template for transferring loan participation
8. Interest Calculation Examples: Examples of interest calculations under different scenarios
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Investment Services
Real Estate and Construction
Manufacturing
Retail and Consumer
Technology and Software
Healthcare and Pharmaceuticals
Transportation and Logistics
Energy and Utilities
Professional Services
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Finance
Credit
Company Secretariat
Regulatory Affairs
Operations
Relevant Roles
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Compliance Officer
Risk Manager
Banking Relationship Manager
Investment Officer
Corporate Finance Manager
Financial Controller
Company Secretary
Credit Risk Officer
Debt Capital Markets Manager
Find the exact document you need
Term Loan Facility Agreement
A Maltese law-governed agreement establishing terms for a fixed-term loan facility between lender and borrower, including loan terms, security, and regulatory compliance requirements.
find out more
Private Lender Loan Agreement
A Maltese law-governed agreement establishing terms and conditions for a loan between a private lender and borrower, including loan amount, interest, repayment terms, and security arrangements.
find out more
Interest Loan Agreement
A Maltese law-governed agreement setting out terms for a loan with interest, including loan amount, interest rates, and repayment conditions.
find out more
Separation Financial Agreement
A Maltese law-governed agreement detailing financial settlements and asset division between separating spouses.
find out more
Margin Loan Agreement
A Maltese law-governed agreement establishing terms for lending against securities as collateral, including margin requirements and enforcement rights.
find out more
Financing Contract Agreement
Maltese law-governed agreement setting out terms and conditions for financial facilities, including loan disbursement, repayment, and security arrangements.
find out more
Financial Contract Agreement
A Maltese law-governed Financial Contract Agreement compliant with MFSA requirements and EU regulations, structured for financial arrangements between parties.
find out more
Limited Recourse Loan Agreement
A Maltese law-governed agreement establishing terms for a loan where the lender's recourse is limited to specific assets or cash flows.
find out more
Subordinate Loan Agreement
A Maltese law-governed agreement establishing the terms of a subordinated loan facility, including its junior ranking status and regulatory compliance requirements.
find out more
Shareholder Loan Agreement
A Maltese law-governed agreement setting out terms for a loan from a shareholder to their company, including loan amount, interest, and repayment conditions.
find out more
Intercompany Loan Agreement
A Maltese law-governed agreement establishing terms for a loan between related companies within the same corporate group.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)