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1. Security: Required when the loan is secured by assets, detailing the security arrangement and enforcement rights

2. Guarantee: Include when there is a guarantor providing additional security for the loan

3. Insurance: Required when specific insurance coverage is mandatory for the loan or secured assets

4. Assignment and Transfer: Include if either party may assign or transfer their rights under the agreement

5. Additional Repayment Provisions: Include for provisions on prepayment, late payment penalties, or default interest

6. Change of Circumstances: Include provisions for dealing with changes in law or circumstances affecting the loan

7. Set-off Rights: Include when the lender has rights to set off the loan against other accounts

8. Costs and Expenses: Optional detailed section on transaction costs, enforcement expenses, and taxes

1. Schedule 1 - Loan Details: Details of loan amount, interest rate, repayment schedule, and payment dates

2. Schedule 2 - Conditions Precedent Documents: List of documents required before loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

4. Schedule 4 - Security Details: Description of any security or collateral (if applicable)

5. Schedule 5 - Form of Drawdown Notice: Standard form for requesting loan disbursement

6. Schedule 6 - Form of Compliance Certificate: Template for periodic compliance certification by Borrower

7. Appendix A - Specified Assets: Detailed list and description of any secured assets (if applicable)

8. Appendix B - Required Insurance: Details of required insurance coverage (if applicable)