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1. Guarantor Provisions: Required when a guarantor is securing the loan, detailing guarantor's obligations and rights

2. Insurance Requirements: Include when specific insurance coverage is required for secured assets

3. Special Repayment Provisions: Used when allowing flexible repayment options or early repayment terms

4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

5. Force Majeure: Include when specific provisions for unforeseen circumstances are needed

6. Additional Security Arrangements: Required when multiple forms of security or complex security arrangements exist

1. Schedule 1: Loan Details: Detailed breakdown of loan amount, interest calculations, and payment schedule

2. Schedule 2: Security Details: Comprehensive description of security/collateral including valuations and documentation

3. Schedule 3: Repayment Schedule: Amortization table showing payment dates, principal and interest breakdowns

4. Schedule 4: Fees and Charges: Breakdown of all applicable fees, charges, and computation methods

5. Appendix A: Required Documents: List of all documents required from borrower including KYC documents

6. Appendix B: Insurance Requirements: Detailed insurance specifications for secured assets if applicable