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1. Security: Required if the loan is secured by any assets or guarantees

2. Insurance: Required if specific insurance coverage is mandatory for the borrower

3. Assignment and Transfer: Include if the lender wants the right to assign or transfer the loan

4. Increased Costs: Include if the lender wants to pass on regulatory or other cost increases

5. Set-off Rights: Include if the lender wants explicit right to set off against borrower's accounts

6. Agency Provisions: Required if multiple lenders are involved

7. Islamic Banking Provisions: Required if the facility needs to be Shariah-compliant

1. Conditions Precedent: List of documents and conditions required before first drawdown

2. Form of Drawdown Notice: Standard format for requesting loan disbursement

3. Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Fee Schedule: Breakdown of all applicable fees and charges

5. Security Documents: List and copies of all security documents if applicable

6. Permitted Security Interests: List of pre-approved security interests if applicable

7. Form of Compliance Certificate: Template for periodic financial compliance reporting