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1. Islamic Finance Compliance: Required when the agreement needs to follow Shariah principles, replacing conventional interest with profit rates and ensuring compliance with Islamic banking regulations

2. Corporate Authorization: Required when either party is a corporation, including board resolutions and corporate authority details

3. Guarantor Provisions: Required when a third party is providing a guarantee for the loan

4. Insurance Requirements: Required when specific insurance coverage is mandatory for the loan or collateral

5. Prepayment Terms: Optional section detailing if and how the borrower can repay the loan early and any associated penalties

6. Assignment and Transfer: Required when either party needs the ability to transfer their rights or obligations under the agreement

7. Force Majeure: Optional section covering unforeseeable circumstances that might prevent performance

1. Schedule 1 - Payment Schedule: Detailed amortization schedule showing principal and interest payments

2. Schedule 2 - Security Details: Comprehensive description of collateral or security including valuations and registration details

3. Schedule 3 - Conditions Precedent: List of conditions that must be satisfied before the loan is disbursed

4. Schedule 4 - Fee Schedule: Breakdown of all applicable fees, charges, and processing costs

5. Schedule 5 - Form of Notices: Standard templates for various notices required under the agreement

6. Appendix A - Required Documents: List of documents required from the borrower including KYC documents and financial statements

7. Appendix B - Calculation Methodology: Detailed explanation of interest or profit rate calculations and any applicable formulas