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A Mortgage Release Letter is a crucial document in Qatar's property financing system, issued when a borrower has fully satisfied their mortgage obligations. This document is required under Qatar's Civil Code (Law No. 22 of 2004) and Real Estate Registration Law (Law No. 14 of 1964) to formally terminate the lender's security interest in the property. The letter serves multiple purposes: it confirms full payment of the mortgage, authorizes the Qatar Land Registry to remove the mortgage registration, and provides the borrower with official documentation of the discharge. It is particularly important in property resales, refinancing, or when proving clear title. The document must be issued by authorized representatives of the lending institution and typically requires specific formatting and content to be accepted by Qatar's regulatory authorities.

1. Letter Header: Bank/Lender's letterhead, date, reference number, and addressee details

2. Property Identification: Clear identification of the mortgaged property including address, title details, and registration particulars

3. Mortgage Reference: Details of the original mortgage agreement including date, parties, and registration number

4. Confirmation of Payment: Declaration that the mortgage has been fully satisfied and paid

5. Release Statement: Formal statement releasing the property from the mortgage and confirming discharge of the security

6. Authorization: Statement authorizing the relevant land registry to remove the mortgage registration

7. Signatory Block: Authorized signature section with name, title, and bank/lender's stamp