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Credit Policy Template for Singapore

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Credit Policy

I need a credit policy document that outlines the criteria for evaluating creditworthiness, including credit score thresholds, income verification, and debt-to-income ratio limits, with specific guidelines for both individual and corporate clients. The policy should also include procedures for credit limit adjustments and a framework for risk assessment and mitigation.

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Credit Note Policy

An internal policy document governing credit note issuance procedures under Singapore law and IRAS guidelines.

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