tiktok成人版

Debt Financing Term Sheet for Singapore

Debt Financing Term Sheet Template for Singapore

A Debt Financing Term Sheet under Singapore law is a preliminary document that outlines the key commercial and legal terms of a proposed debt financing arrangement. It serves as the foundation for the subsequent detailed loan documentation and is governed by Singapore's robust financial services regulatory framework, including oversight from the Monetary Authority of Singapore (MAS). While typically non-binding except for specific provisions, it captures essential elements such as facility amount, interest rates, security structure, and key conditions.

Your data doesn't train Genie's AI

You keep IP ownership聽of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Debt Financing Term Sheet

Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Debt Financing Term Sheet?

The Debt Financing Term Sheet is a crucial preliminary document used in Singapore's financial markets to establish the framework for debt financing transactions. It serves as a roadmap for the preparation of detailed facility documentation and helps parties align on key commercial and legal terms early in the transaction process. While primarily used in commercial lending, it can be adapted for various financing structures, from bilateral loans to syndicated facilities. The document typically includes essential information such as facility type, amount, pricing, security package, and conditions precedent, all structured within Singapore's sophisticated financial services regulatory framework.

What sections should be included in a Debt Financing Term Sheet?

1. Parties: Identification of lender(s) and borrower(s), including full legal names and registration details

2. Background: Brief context of the financing arrangement and purpose of the facility

3. Definitions: Key terms used throughout the term sheet

4. Facility Details: Type of facility, principal amount, currency, purpose, and availability period

5. Interest and Fees: Interest rate, calculation basis, payment dates, and all applicable fees

6. Repayment Terms: Repayment schedule, prepayment provisions, and mandatory prepayment events

7. Security Structure: Required security, guarantees, and ranking of security

8. Conditions Precedent: Conditions to be satisfied before drawdown

9. Representations and Warranties: Standard declarations required from the borrower

10. Covenants: Financial and non-financial undertakings by the borrower

What sections are optional to include in a Debt Financing Term Sheet?

1. Syndication Provisions: Terms related to syndication rights and process, used when facility may be syndicated

2. Currency Conversion: Terms for multi-currency facilities and exchange rate provisions, used for cross-border financing

3. Green Loan Provisions: Sustainability-linked terms and reporting requirements, used for green or sustainable financing

4. Tax Provisions: Detailed tax considerations and gross-up provisions, used for cross-border or complex structures

What schedules should be included in a Debt Financing Term Sheet?

1. Schedule 1 - Pricing Schedule: Detailed breakdown of interest margins, fees, and pricing components

2. Schedule 2 - Drawdown Notice Template: Standard form for requesting facility utilization

3. Schedule 3 - Financial Covenants: Detailed financial ratios and calculation methodologies

4. Schedule 4 - Security Package Overview: Comprehensive list of required security documents and timing

5. Schedule 5 - Conditions Precedent Checklist: Detailed list of required documents and conditions

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok成人版 | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Singapore

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use
Relevant legal definitions
































Clauses

























Industries

Securities and Futures Act (SFA): Primary legislation governing securities offerings and financial instruments in Singapore. Regulates debt securities issuance and includes key disclosure requirements.

Companies Act: Core legislation governing corporate matters including corporate borrowing powers, directors' duties and responsibilities, and registration requirements for charges.

Banking Act: Regulates banking institutions and their lending activities, including specific regulations and restrictions for bank lenders.

Moneylenders Act: Governs moneylending activities in Singapore, including licensing requirements and interest rate caps for non-bank lenders.

MAS Guidelines: Regulatory framework issued by the Monetary Authority of Singapore covering lending regulations, capital requirements, and risk management guidelines.

SGX Listing Rules: Regulations for listed instruments, including disclosure requirements and continuing obligations for listed debt securities.

Stamp Duties Act: Legislation governing applicable stamp duties on loan documents and financial instruments.

Personal Data Protection Act: Regulates the collection, use, and disclosure of personal data in documentation and transactions.

Anti-Money Laundering Laws: Regulatory framework including Know Your Client (KYC) requirements and Counter-Terrorist Financing regulations for financial transactions.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks, 聽Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination, 聽Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Unsecured Directors Loan Agreement

A Singapore legal document outlining unsecured loan terms between a company and its director.

find out more

Student Loan Agreement

A Singapore legal document outlining terms for educational financing between a student and a financial institution.

find out more

Simple Loan Application Form

A Singaporean legal document for collecting loan applicant information in compliance with local lending regulations.

find out more

Simple Car Loan Agreement

A Singapore legal document standardizing vehicle loan terms, ensuring compliance with regulatory and consumer protection laws.

find out more

Promissory Note Family Loan

A Singapore legal document formalizing family loans, detailing terms and preventing disputes under local law.

find out more

Private Lending Term Sheet

A Singaporean legal document outlining preliminary loan terms and ensuring compliance with local moneylending regulations.

find out more

Personal Loan Receipt

A Singapore legal document recording personal loan terms, ensuring compliance with lending regulations and preventing disputes.

find out more

Payday Loan Contract

A Singapore legal document outlining payday loan terms, ensuring compliance with Moneylenders Act and borrower protections.

find out more

Money Agreement Between Two Parties

A Singaporean legal document outlining terms for a loan agreement between two parties, ensuring compliance and protection.

find out more

Loan Note

A Singapore legal document outlining debt obligations and compliance for various lending transactions.

find out more

Loan Guarantee

A Singapore legal document guaranteeing third-party obligations in corporate and commercial financing arrangements.

find out more

Loan Agreement With Guarantor

A Singapore legal document securing a loan with a guarantor, ensuring repayment under the Moneylenders Act.

find out more

Loan Agreement With Collateral

A Singaporean legal document securing loans with collateral, detailing lender rights and compliance with local regulations.

find out more

Investment Loan Contract

A Singapore legal document standardizing investment loans, ensuring compliance with MAS guidelines and banking regulations.

find out more

Facility Agreement

A Singaporean legal document structuring loan arrangements, ensuring compliance with MAS guidelines and banking regulations.

find out more

Debt Repayment Contract

A Singapore legal document detailing debt repayment terms, ensuring compliance with local laws and interest rate caps.

find out more

Employee Laptop Loan Agreement

A Singapore legal document formalizing employee laptop loans, ensuring compliance with PDPA and asset protection.

find out more

Employee Forgivable Loan Agreement

A Singapore legal document offering forgivable loans to employees, contingent on retention and performance criteria.

find out more

Employee Cash Advance Agreement

A Singapore legal document outlining terms for employee cash advances, ensuring compliance with employment regulations.

find out more

Borrowing Form

A Singapore legal document outlining loan terms, ensuring compliance with local lending regulations.

find out more

Domestic Helper Loan Agreement

A Singapore legal document outlining financial assistance terms for foreign domestic workers, ensuring compliance with MOM guidelines.

find out more

Device Loan Agreement

A Singapore legal template for temporary device loans, ensuring compliance with data protection and electronic transaction laws.

find out more

Company Loan Form

A Singapore corporate document formalizing inter-company loans, ensuring compliance with financial regulations and customizable terms.

find out more

Unsecured Loan Contract

A Singapore-law governed agreement establishing terms for an unsecured loan, compliant with local financial regulations.

find out more

Unregulated Credit Agreement

A Singapore law-governed agreement for unregulated credit arrangements between private parties.

find out more

Small Business Loan Contract

A Singapore-law governed agreement establishing terms for a small business loan, compliant with MAS guidelines and local banking regulations.

find out more

Simple Equipment Borrowing Agreement

A Singapore-law governed agreement establishing terms for temporary equipment borrowing between parties.

find out more

Simple Loan Promissory Note

A legally binding promise to repay a loan, governed by Singapore law, containing essential loan terms and repayment obligations.

find out more

Payment Plan Car Payment Contract

A Singapore-governed contract establishing terms for vehicle purchase financing through scheduled payments, compliant with local banking and consumer protection laws.

find out more

Pari Passu Loan Agreement

A Singapore law-governed loan agreement establishing equal ranking rights among multiple lenders for payment and security enforcement.

find out more

Loan Out Agreement

A Singapore-law governed agreement where a company provides the services of a specific individual to another company, typically used in entertainment and professional services sectors.

find out more

Loan Forgiveness Agreement

A Singapore-governed agreement that releases a borrower from loan repayment obligations, either partially or in full.

find out more

Loan For Use Contract

A Singapore-law governed agreement allowing free temporary use of items with return obligations.

find out more

Loan Facility Letter

A Singapore-law governed document setting out terms and conditions for a loan facility, issued by a financial institution to a borrower.

find out more

Loan And Mortgage Agreement

A Singapore law-governed agreement combining a loan facility with property security through mortgage.

find out more

Loan Agreement Term Sheet

A preliminary document outlining key terms of a proposed loan facility under Singapore law, serving as the basis for a detailed loan agreement.

find out more

Loan Agreement Between Director And Company

A Singapore-law governed agreement documenting a loan from a director to their company, compliant with the Companies Act and corporate governance requirements.

find out more

Loan Agreement Between Company And Individual

A Singapore-law governed agreement between a company and individual for the provision and repayment of a loan, including terms and conditions.

find out more

No Loan Agreement

A Singapore-law governed agreement that formally documents and confirms the absence of any loan arrangement between parties.

find out more

Memorandum Of Loan Agreement

A Singapore-law governed agreement documenting loan terms between lender and borrower, including amount, interest, and repayment conditions.

find out more
See more related templates

骋别苍颈别鈥檚 Security Promise

Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; 骋别苍颈别鈥檚 AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it