The Shared Ownership Contract is essential for parties seeking to establish clear legal parameters for co-owning property in Singapore. This document becomes necessary when multiple parties invest in a single property, whether for residential or investment purposes. It addresses crucial aspects such as ownership structure (joint tenancy or tenancy in common), financial responsibilities, property management, and exit strategies. The contract must comply with Singapore's property laws and regulations, including specific requirements for different property types (HDB, private property, etc.) and ownership restrictions based on citizenship status.
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1. Parties: Identification and details of all parties entering into the shared ownership agreement
2. Background: Context and circumstances leading to the shared ownership arrangement
3. Definitions: Key terms and their meanings as used in the agreement
4. Property Details: Full description and particulars of the property under shared ownership
5. Ownership Structure: Specification of ownership shares and type of ownership (joint tenancy/tenancy in common)
6. Financial Obligations: Division of costs, maintenance, and other financial responsibilities
7. Management Rights: Decision-making processes and property management responsibilities
1. Mortgage Arrangements: Details of any mortgage or financing arrangements (include when the property is mortgaged)
2. Rental Provisions: Terms for renting out the property to third parties (include if rental is contemplated)
3. Buy-out Provisions: Process for one party buying out another's share (include when parties want exit options)
4. Death Provisions: Arrangements in case of death of a co-owner (especially important for tenancy in common arrangements)
1. Property Title Documents: Copies of relevant title documents and certificates
2. Financial Schedule: Detailed breakdown of financial contributions and obligations
3. Maintenance Schedule: Schedule of maintenance responsibilities and cost sharing
4. Property Valuation: Professional valuation report of the property
5. Insurance Documentation: Details of property insurance arrangements
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