Moneylenders Act (Chapter 188): Primary legislation governing moneylending activities in Singapore, including licensing requirements, interest rate caps and restrictions on moneylenders
Civil Law Act (Chapter 43): Fundamental legislation governing contractual relationships, including rules on interest rates and charges in Singapore
Banking Act (Chapter 19): Regulatory framework for financial institutions engaged in lending activities, including operational and compliance requirements
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore covering lending restrictions, documentation requirements, and disclosure obligations
Consumer Protection (Fair Trading) Act: Legislation ensuring fair trading practices and consumer protection in financial transactions, including lending
Interest Rate Regulations: Specific regulations governing maximum interest rates, late payment fees, and compound interest restrictions in Singapore
Documentation Requirements: Mandatory requirements for loan documentation including terms and conditions, disclosure requirements, and payment schedules
Contract Formation Requirements: Legal requirements for valid contract formation including capacity to contract, consideration, and clear offer and acceptance
Securities and Futures Act: Legislation governing securities offerings, relevant if the loan note might be classified as a securities offering
