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Fair Credit Reporting Act (FCRA): Federal law that regulates the collection, dissemination, and use of consumer credit information, relevant for utility bill usage authorization

Identity Theft and Assumption Deterrence Act: Federal legislation that makes identity theft a federal crime, important when handling utility bills containing personal information

Privacy Act of 1974: Federal law establishing code of fair information practices governing collection, maintenance, use, and dissemination of personal information

Gramm-Leach-Bliley Act: Federal law requiring financial institutions to explain their information-sharing practices and protect sensitive data

State Privacy Laws: Various state-specific regulations governing privacy and personal information protection that vary by jurisdiction

State Identity Theft Protection Laws: State-specific regulations designed to protect consumers from identity theft and regulate handling of personal information

State Utility Regulations: Jurisdiction-specific rules governing utility services, billing, and information sharing practices

State Documentation Requirements: Specific requirements by state regarding documentation format, content, and retention for utility-related authorizations

FTC Regulations: Federal Trade Commission rules protecting consumers and regulating business practices in relation to personal information usage

Utility Company Policies: Individual utility provider requirements and protocols for handling customer information and authorization requests

Clear Consent Requirements: Legal requirement for explicit, unambiguous consent language in authorization documents

Time Limitation Provisions: Requirements for specifying duration and expiration of the authorization

Revocation Rights: Legal provisions ensuring the right to revoke authorization and the process for doing so

Identity Verification Requirements: Standards and procedures for verifying the identity of parties involved in the authorization