A Supplemental Deed of Trust is commonly used when parties need to modify an existing trust deed without creating an entirely new agreement. This document is particularly relevant in situations involving refinancing, property additions, or term modifications. In the United States, this document must comply with state-specific recording requirements and federal regulations such as TILA and RESPA. The supplemental deed maintains the priority position of the original trust deed while incorporating necessary changes.
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1. Parties: Identifies the Trustor, Trustee, and Beneficiary
2. Background: References original deed of trust and reason for supplement
3. Definitions: Key terms used in the document
4. Property Description: Legal description of the property subject to the trust deed
5. Modifications: Specific changes or additions to the original deed of trust
6. Confirmation: Affirms original deed remains in effect except as modified
1. Additional Security: Used when additional property or assets are being added as security to the deed of trust
2. Modified Payment Terms: Used when payment schedule or amounts are being modified from the original deed of trust
3. Interest Rate Adjustments: Used when modifying interest terms from the original deed of trust
1. Schedule A: Legal property description with detailed metes and bounds or lot/block description
2. Schedule B: Original deed of trust reference including recording information
3. Schedule C: Modified terms and conditions from original deed of trust
4. Exhibit A: Property survey or plat map showing property boundaries and dimensions
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