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1. Cost Overrun Facility: Additional facility to cover potential construction cost overruns, included when project complexity warrants it

2. Environmental Compliance: Specific environmental obligations, included for projects with significant environmental impact

3. Insurance Requirements: Detailed insurance obligations beyond standard requirements, for high-risk projects

4. Quantity Surveyor Appointments: Terms for appointing and dealing with quantity surveyors, for larger projects

5. Third Party Guarantees: Additional security from third parties, when primary security is insufficient

6. VAT and Tax Provisions: Specific tax arrangements, included for commercial developments

7. Project Manager Requirements: Terms for project manager appointment and duties, for complex projects

1. Schedule 1 - Property Description: Detailed description of the property including diagrams and title deed information

2. Schedule 2 - Approved Construction Plans: Municipal-approved building plans and specifications

3. Schedule 3 - Construction Budget: Detailed cost breakdown and cash flow projections

4. Schedule 4 - Drawdown Schedule: Milestone-linked payment schedule with verification requirements

5. Schedule 5 - Security Documents: List and copies of all security documents including mortgage bond terms

6. Schedule 6 - Construction Timeline: Detailed project timeline with key milestones and completion dates

7. Schedule 7 - Required Approvals: List of required permits, licenses, and regulatory approvals

8. Appendix A - Contractor Details: Information about the main contractor and key subcontractors

9. Appendix B - Insurance Certificates: Copies of required insurance policies and certificates