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1. Security Arrangements: Required if there are any security interests or guarantees that need to be addressed or transferred

2. Conditions Precedent: Include if the novation is subject to certain conditions being met

3. Consent of Original Creditor: Specific section required if the original creditor is not a direct party but needs to consent

4. Tax Provisions: Include if there are specific tax implications that need to be addressed

5. Notices: Include if ongoing notices or communications between parties are required

6. Third Party Rights: Required if any third party rights are affected by the novation

7. Release and Waiver: Include if specific releases or waivers are needed from any party

1. Schedule 1 - Original Debt Details: Detailed description of the original debt including amount, interest rate, payment terms, and any security

2. Schedule 2 - New Debt Terms: Detailed terms of the new debt obligation including amount, interest rate, and payment schedule

3. Schedule 3 - Security Details: Details of any security arrangements that are being transferred or created

4. Schedule 4 - Existing Agreements: List and copies of all relevant existing agreements being novated or affected

5. Schedule 5 - Form of Notices: Template forms for any required notices under the agreement