tiktok���˰�

1. Guarantor Provisions: Required when there is a guarantor securing the loan obligations

2. Early Repayment: Include when early repayment is permitted with specific terms or penalties

3. Redraw Facility: Include if the mortgage allows for redraw of additional payments

4. Construction Provisions: Required when the loan is for construction purposes with progress payments

5. Variable Rate Terms: Include for variable rate mortgages to specify rate variation mechanisms

6. Fixed Rate Lock-In: Include for fixed-rate periods with associated conditions

7. Multiple Security Properties: Required when more than one property is being used as security

8. Cross-Collateralization: Include when the mortgage is securing multiple loans or facilities

1. Schedule 1 - Property Details: Detailed description of the mortgaged property including title references

2. Schedule 2 - Payment Schedule: Amortization schedule showing payment dates and amounts

3. Schedule 3 - Special Conditions: Any special or additional terms specific to this mortgage

4. Schedule 4 - Fee Schedule: Details of all fees and charges applicable to the mortgage

5. Appendix A - Required Insurance: Specifies minimum insurance requirements for the secured property

6. Appendix B - Interpretation Rules: Detailed rules for interpreting the contract terms

7. Appendix C - Direct Debit Agreement: Terms for automatic payment arrangements if applicable

8. Appendix D - Guarantee and Indemnity: Detailed terms of guarantee if there is a guarantor