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The Account Confirmation Letter To Customer is a fundamental banking document used in the Belgian financial services sector when establishing or confirming a banking relationship. It serves as the official written confirmation of account opening or existing account details, typically issued after successful completion of know-your-customer (KYC) procedures and account setup. The document must comply with Belgian banking regulations, including the Belgian Banking Act of 2014, relevant EU directives, and GDPR requirements. It's designed to provide customers with clear, transparent information about their banking relationship, account features, and associated services while meeting regulatory obligations for customer communication and documentation. The letter forms part of the bank's formal documentation suite and may be required for various purposes, including proof of banking relationship for third parties, tax authorities, or other administrative needs.

1. Bank Details and Letter Header: Official bank letterhead, date, reference number, and bank's contact information

2. Customer Information: Full name, address, and any reference numbers of the customer

3. Account Confirmation: Confirmation of account opening/details including account number, type, and currency

4. Key Account Features: Overview of main account features, interest rates, and any applicable fees

5. Account Holder Rights: Summary of key customer rights and protections under Belgian law

6. Data Protection Notice: Brief GDPR-compliant statement about data processing

7. Terms and Conditions Reference: Reference to applicable general terms and conditions

8. Contact Information: How to contact the bank for queries or issues

9. Closing and Signature: Formal closing, bank authorized signatory details