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1. Security: Required if the facility is secured by any form of collateral

2. Guarantee: Required if there are any guarantors for the facility

3. Insurance: Required if specific insurance coverage is mandatory

4. Tax Gross Up and Indemnities: Required for corporate borrowers or complex tax structures

5. Consumer Protection Provisions: Required if the borrower is a consumer under Belgian law

6. Set-off Rights: Optional provisions for the bank's right of set-off

7. Increased Costs: Optional provisions for regulatory cost changes

8. Market Disruption: Required for facilities with variable interest rates

9. Multi-currency Provisions: Required if the facility can be drawn in multiple currencies

1. Schedule 1 - Conditions Precedent Documents: List of required documentation prior to drawdown

2. Schedule 2 - Form of Drawdown Request: Standard form for requesting disbursement of funds

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Fee Schedule: Detailed breakdown of all applicable fees and charges

5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance certification

6. Appendix A - Interest Calculation Examples: Examples showing interest calculation methodology

7. Appendix B - Security Documents: If applicable, list and copies of security documentation

8. Appendix C - Standard Terms and Conditions: Bank's standard terms and conditions referenced in the agreement