Document background
The Insurance Declaration Form is a crucial document in the Belgian insurance industry, required whenever an individual or organization seeks to obtain or modify insurance coverage. This document, regulated under Belgian law and the Insurance Act of 2014, serves as the primary source of information for insurers to assess risks and determine appropriate coverage terms. The form must be completed with accurate and complete information about the subject matter of insurance, risk factors, and relevant historical data. It typically includes various sections depending on the type of insurance (life, property, health, etc.) and requires detailed disclosures to ensure proper risk assessment. The declarations made in this form become the basis for the insurance contract, and any misrepresentation can affect the validity of the policy. The document must comply with Belgian language laws and GDPR requirements, particularly regarding the handling of personal data.
