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Financial Services and Markets Act 2000: Primary legislation that regulates financial services and markets in the UK, establishing the regulatory framework for mortgage lending and financial institutions

Consumer Credit Act 1974: Legislation governing consumer credit and lending, providing protection for borrowers and regulating credit agreements

Law of Property Act 1925: Fundamental legislation governing property law in England and Wales, including mortgages and property transactions

Consumer Rights Act 2015: Modern legislation consolidating consumer rights and protections, including fairness in contracts and terms

FCA Regulations: Financial Conduct Authority's regulatory framework overseeing financial services, including specific rules for mortgage lenders and intermediaries

Mortgage Conduct of Business (MCOB) Rules: Specific rules set by the FCA governing how mortgage lenders and intermediaries should conduct their business with customers

Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, misleading actions or omissions in trading

UK General Data Protection Regulation: Post-Brexit data protection legislation ensuring proper handling and protection of personal data in the UK

Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR to regulate personal data processing

Mortgage Credit Directive Order 2015: Legislation implementing EU rules on mortgage credit, establishing framework for mortgage lending practices

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Statutory instrument specifying which activities require FCA authorization, including mortgage lending

Unfair Terms in Consumer Contracts Regulations 1999: Regulations protecting consumers from unfair terms in contracts, ensuring transparency and fairness

Consumer Protection (Distance Selling) Regulations 2000: Regulations governing contracts made at a distance, including online or phone mortgage applications