tiktok���˰�

Consumer Credit Act 1974: Primary legislation governing consumer credit and debt collection practices in the UK, including regulations on debt collection licensing and consumer protections

Financial Services and Markets Act 2000: Framework legislation for financial services regulation in the UK, establishing the FCA's regulatory powers over debt collectors

Data Protection Act 2018: UK implementation of GDPR, governing how debt collectors must handle personal information and data protection rights

Limitation Act 1980: Establishes time limits for debt recovery and legal proceedings in England and Wales

FCA Handbook: Comprehensive regulatory guide containing detailed rules and guidance for regulated firms, including debt collectors

CONC (Consumer Credit Sourcebook): Specific FCA rules governing consumer credit activities and debt collection practices

TCF Principles: FCA's Treating Customers Fairly principles that debt collectors must adhere to in their practices

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including misleading actions or aggressive practices in debt collection

Credit Services Association Code of Practice: Industry standards and best practices for debt collection agencies in the UK

Financial Ombudsman Service Guidelines: Guidelines for handling financial disputes and complaints between consumers and debt collectors

Protection from Harassment Act 1997: Legislation preventing harassment in debt collection practices, including repeated unwanted contact

Consumer Rights Act 2015: Consolidates consumer rights and protections, including fairness in debt collection practices

Consumer Protection Act 1987: Provides additional consumer protection measures relevant to debt collection practices