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1. Parties: Identifies the contracting parties - the Financial Consultant and the Client, including their complete legal names, addresses, and registration details

2. Background: Sets out the context of the agreement, including the Client's need for financial consulting services and the Consultant's qualifications

3. Definitions: Defines key terms used throughout the agreement to ensure clarity and prevent misinterpretation

4. Scope of Services: Detailed description of the financial consulting services to be provided, including specific deliverables and exclusions

5. Term and Termination: Specifies the duration of the agreement and conditions for termination by either party

6. Fees and Payment Terms: Details the consulting fees, payment schedule, expenses, and payment methods

7. Obligations of the Consultant: Lists the consultant's duties, including professional standards, regulatory compliance, and reporting requirements

8. Obligations of the Client: Specifies client responsibilities, including providing necessary information and cooperation

9. Confidentiality: Provisions for protecting confidential information of both parties

10. Intellectual Property: Addresses ownership and usage rights of materials and advice provided during the engagement

11. Regulatory Compliance: Ensures compliance with OJK regulations and other applicable financial services laws

12. Representations and Warranties: Standard warranties about capacity to contract and professional qualifications

13. Limitation of Liability: Defines the extent and limitations of the consultant's liability

14. Dispute Resolution: Procedures for handling disputes, including choice of forum and governing law

15. General Provisions: Standard boilerplate clauses including notices, amendments, and severability

1. Schedule A - Scope of Services: Detailed breakdown of specific services, deliverables, and timelines

2. Schedule B - Fee Schedule: Detailed fee structure, including hourly rates, fixed fees, and expense categories

3. Schedule C - Service Levels: Specific performance standards and response times

4. Appendix 1 - Consultant Qualifications: Copies of relevant certifications and professional qualifications

5. Appendix 2 - Compliance Documentation: Copies of required regulatory licenses and registrations

6. Appendix 3 - Report Templates: Standard formats for regular reporting and deliverables

7. Appendix 4 - Key Personnel: Details of key team members and their roles