The Loan Agreement Contract is a fundamental document in Indian banking and finance, essential for any lending transaction whether corporate or individual. It should be used whenever a formal loan facility is being extended, particularly in commercial contexts. The agreement must comply with Indian banking regulations, including RBI guidelines, and encompasses key provisions required under the Indian Contract Act, 1872. The document typically includes details of the loan facility, interest calculations, repayment schedules, security arrangements (if applicable), events of default, and enforcement mechanisms. It's particularly important in the Indian context due to specific regulatory requirements around interest rates, security creation, and enforcement procedures. The agreement serves as the primary document governing the lender-borrower relationship and can be used for various types of loans, from simple unsecured facilities to complex secured corporate borrowings.
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender(s) and borrower(s) with their complete details
2. Background: Context of the loan agreement and brief description of the parties' intentions
3. Definitions and Interpretation: Definitions of terms used in the agreement and rules of interpretation
4. The Facility: Details of the loan amount, purpose, and drawdown conditions
5. Interest: Interest rate, calculation method, and payment frequency
6. Repayment: Terms and schedule of loan repayment, including prepayment provisions
7. Representations and Warranties: Statements of fact and assurances given by the borrower
8. Borrower's Covenants: General obligations of the borrower throughout the loan term
9. Events of Default: Circumstances constituting default and consequences thereof
10. Payments: Payment mechanics, currency, and treatment of non-business days
11. Costs and Expenses: Allocation of costs related to the preparation and enforcement of the agreement
12. Notices: Method and addresses for serving notices between parties
13. Assignment and Transfer: Rights and restrictions regarding transfer of rights under the agreement
14. Governing Law and Jurisdiction: Applicable law and courts having jurisdiction over disputes
1. Security: Details of any security/collateral provided for the loan - used when the loan is secured
2. Guarantee: Terms of any guarantee provided - included when there are guarantors
3. Insurance: Insurance requirements for secured assets - required for secured loans
4. Syndication Provisions: Provisions governing multiple lenders - used in syndicated loans
5. Financial Covenants: Specific financial metrics the borrower must maintain - used for corporate borrowers
6. Tax Provisions: Detailed tax-related provisions - included when tax implications are significant
7. Change of Control: Provisions dealing with change in borrower ownership - relevant for corporate borrowers
8. Force Majeure: Provisions for unforeseen circumstances - optional but recommended
1. Schedule 1 - Conditions Precedent: List of documents and conditions required before loan drawdown
2. Schedule 2 - Drawdown Notice: Form of notice for requesting loan disbursement
3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts
4. Schedule 4 - Security Details: Detailed description of security/collateral (if applicable)
5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance reporting
6. Appendix A - Interest Calculation Examples: Examples showing interest calculation methodology
7. Appendix B - Property Documents: List and copies of property documents for secured loans
8. Appendix C - Know Your Customer (KYC) Documents: Copies of required identification and verification documents
Relevant legal definitions
Clauses
Relevant Industries
Banking & Financial Services
Real Estate
Manufacturing
Retail
Information Technology
Healthcare
Infrastructure
Agriculture
Education
Hospitality
Construction
Energy
Transportation & Logistics
Mining & Metals
Telecommunications
Relevant Teams
Legal
Finance
Treasury
Credit
Risk Management
Compliance
Banking Operations
Corporate Secretarial
Due Diligence
Documentation
Relationship Management
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Banking Manager
Credit Manager
Risk Manager
Compliance Officer
Treasury Manager
Company Secretary
Financial Controller
Loan Officer
Credit Analyst
Legal Manager
Banking Operations Manager
Relationship Manager
Due Diligence Officer
Documentation Specialist
Find the exact document you need
Pre Contract Agreement Car (Finance)
An Indian law-governed preliminary agreement setting out the framework and conditions for a potential car financing arrangement between a lender and prospective borrower.
Download
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
Download
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
Download
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
Download
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
Download
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
Download
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
Download
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
Download
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
Download
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
Download
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
Download
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
Download
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
Download
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
Download
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
Download
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
Download
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
Download
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
Download
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
Download
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
Download
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
Download
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
Download
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
Download
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
Download
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
Download
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
Download
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
Download
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
Download
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
Download
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
Download
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
Download
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
Download
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
Download
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
Download
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
Download
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
Download
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
Download
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
Download
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
Download
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
Download
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)