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1. Parties: Identification of the lender and borrower, including registration details and addresses
2. Background: Context of the agreement, relationship between parties, and purpose of the master facility
3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and interpretation rules
4. Facility Terms: General terms applicable to all facilities under the master agreement
5. Conditions Precedent: Prerequisites that must be satisfied before any facility can be utilized
6. Drawdown Mechanics: Procedures and requirements for requesting and obtaining loans under the facilities
7. Interest and Fees: Calculation and payment of interest, fees, and other charges
8. Repayment Terms: General repayment obligations and mechanisms
9. Representations and Warranties: Standard representations and warranties given by the borrower
10. Covenants: Positive and negative obligations of the borrower during the facility period
11. Events of Default: Circumstances constituting default and consequences thereof
12. Security: General security provisions and principles
13. Payments and Calculations: Payment mechanics, currency provisions, and calculation conventions
14. Changes to Parties: Transfer and assignment provisions
15. Administration: Administrative provisions including notices and amendments
16. Governing Law and Jurisdiction: Choice of Malaysian law and jurisdiction provisions
1. Islamic Banking Provisions: Additional provisions for Shariah-compliant facilities, required when Islamic banking facilities are contemplated
2. Syndication Provisions: Required when multiple lenders are involved or syndication is contemplated
3. Increased Costs and Tax Provisions: Detailed provisions for managing changes in regulatory costs and tax implications, particularly relevant for international borrowers
4. Multi-currency Provisions: Required when facilities may be drawn in multiple currencies
5. Security Trustee Provisions: Required when security is held by a security trustee on behalf of multiple lenders
6. Force Majeure: Specific provisions for unforeseen circumstances affecting the facility, particularly relevant in light of recent global events
1. Form of Drawdown Request: Standard form for requesting drawdown under the facilities
2. Form of Compliance Certificate: Template for periodic compliance certification by the borrower
3. Conditions Precedent Documents: Detailed list of required documents and conditions
4. Calculation of Interest and Fees: Detailed methodology for calculating various interest rates and fees
5. Form of Accession Deed: Template for new parties joining the facility
6. Security Documents: List and forms of required security documents
7. Facility Specific Terms: Specific terms and conditions for each type of sub-facility
8. Approved Security Providers: List of pre-approved security providers and their requirements
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