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1. Parties: Identification of the lender and borrower, including registration details and addresses
2. Background: Context of the agreement, relationship between parties, and purpose of the master facility
3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and interpretation rules
4. Facility Terms: General terms applicable to all facilities under the master agreement
5. Conditions Precedent: Prerequisites that must be satisfied before any facility can be utilized
6. Drawdown Mechanics: Procedures and requirements for requesting and obtaining loans under the facilities
7. Interest and Fees: Calculation and payment of interest, fees, and other charges
8. Repayment Terms: General repayment obligations and mechanisms
9. Representations and Warranties: Standard representations and warranties given by the borrower
10. Covenants: Positive and negative obligations of the borrower during the facility period
11. Events of Default: Circumstances constituting default and consequences thereof
12. Security: General security provisions and principles
13. Payments and Calculations: Payment mechanics, currency provisions, and calculation conventions
14. Changes to Parties: Transfer and assignment provisions
15. Administration: Administrative provisions including notices and amendments
16. Governing Law and Jurisdiction: Choice of Malaysian law and jurisdiction provisions
1. Islamic Banking Provisions: Additional provisions for Shariah-compliant facilities, required when Islamic banking facilities are contemplated
2. Syndication Provisions: Required when multiple lenders are involved or syndication is contemplated
3. Increased Costs and Tax Provisions: Detailed provisions for managing changes in regulatory costs and tax implications, particularly relevant for international borrowers
4. Multi-currency Provisions: Required when facilities may be drawn in multiple currencies
5. Security Trustee Provisions: Required when security is held by a security trustee on behalf of multiple lenders
6. Force Majeure: Specific provisions for unforeseen circumstances affecting the facility, particularly relevant in light of recent global events
1. Form of Drawdown Request: Standard form for requesting drawdown under the facilities
2. Form of Compliance Certificate: Template for periodic compliance certification by the borrower
3. Conditions Precedent Documents: Detailed list of required documents and conditions
4. Calculation of Interest and Fees: Detailed methodology for calculating various interest rates and fees
5. Form of Accession Deed: Template for new parties joining the facility
6. Security Documents: List and forms of required security documents
7. Facility Specific Terms: Specific terms and conditions for each type of sub-facility
8. Approved Security Providers: List of pre-approved security providers and their requirements
Banking
Financial Services
Corporate Finance
Real Estate
Manufacturing
Infrastructure
Energy
Technology
Healthcare
Retail
Transportation
Agriculture
Construction
Telecommunications
Legal
Finance
Treasury
Compliance
Credit Risk
Corporate Banking
Islamic Banking
Operations
Documentation
Risk Management
Corporate Finance
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Compliance Officer
Credit Risk Manager
Relationship Manager
Corporate Banking Officer
Islamic Banking Officer
Loan Officer
Security Documentation Officer
Financial Controller
Company Secretary
Chief Legal Officer
Banking Operations Manager
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