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1. Co-Signer Provisions: Required when a third party is co-signing or guaranteeing the payments

2. Early Payment Terms: Include when allowing early payoff options or specifying prepayment penalties

3. Vehicle Maintenance Requirements: Detailed maintenance requirements if seller wants specific provisions during the payment period

4. Export Prohibition: Include if there's a need to prevent the vehicle from being taken out of Nigeria during the payment period

5. Death or Incapacity Provisions: Terms addressing what happens if buyer dies or becomes incapacitated before completing payments

6. Trade-In Details: Required when part of the purchase price is paid through a vehicle trade-in

7. Modification Terms: Include if buyer needs permission for any vehicle modifications during the payment period

1. Schedule A - Vehicle Condition Report: Detailed inspection report documenting the vehicle's condition at time of sale

2. Schedule B - Payment Schedule: Detailed breakdown of all payments including dates, amounts, and running balance

3. Schedule C - Vehicle Documents: List of all documents provided with the vehicle (registration, maintenance records, etc.)

4. Schedule D - Insurance Requirements: Specific details of required insurance coverage

5. Appendix 1 - Vehicle Photographs: Dated photographs of the vehicle documenting its condition at sale

6. Appendix 2 - Maintenance History: Complete service and maintenance history of the vehicle