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The Credit Consent Form is a crucial document required under Dutch law and EU regulations when financial institutions need to perform credit checks or assessments on individuals. This document is essential for compliance with the General Data Protection Regulation (GDPR), the Dutch Financial Supervision Act, and Bureau Krediet Registratie (BKR) requirements. It must be obtained before processing any personal or financial data for credit assessment purposes. The form typically includes comprehensive information about data processing activities, third-party disclosures, and the rights of the data subject. It's particularly important in the Netherlands, where credit registration through BKR is mandatory for most credit providers, and strict data protection regulations govern the processing of financial information.

1. Parties: Identification of the credit provider/financial institution and the individual giving consent (data subject)

2. Purpose of Processing: Clear explanation of why the credit check is being performed and how the information will be used

3. Data Processing Details: Specific information about what personal and financial data will be collected, processed, and shared

4. Rights of the Data Subject: Overview of the individual's rights under GDPR and Dutch law regarding their personal data

5. Duration of Consent: Specification of how long the consent remains valid and when it will expire

6. Third Party Disclosure: Information about which third parties will receive or have access to the data (e.g., BKR, other credit agencies)

7. Withdrawal of Consent: Explanation of how and when consent can be withdrawn and the consequences of withdrawal

8. Declaration and Signature: Final confirmation of understanding and agreement, with space for signature and date