The Co-Ownership Agreement is essential when two or more parties wish to purchase and own property together in Singapore. This document becomes particularly important as it clearly defines each owner's rights, financial obligations, and responsibilities, helping prevent future disputes. It must align with Singapore's property laws and regulations, including foreign ownership restrictions where applicable. The agreement typically covers ownership structure, financial contributions, property management, decision-making processes, dispute resolution, and exit strategies. It's particularly relevant in today's property market where co-ownership arrangements are becoming increasingly common for both residential and commercial properties.
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1. Parties: Identifies and details all co-owners with their full legal names and addresses
2. Background: Explains the context and purpose of the co-ownership arrangement
3. Definitions: Defines key terms used throughout the agreement
4. Ownership Structure: Specifies ownership shares and type of ownership (joint tenancy or tenancy in common)
5. Management and Decision Making: Outlines how decisions regarding the property will be made
6. Financial Obligations: Details cost sharing arrangements and payment responsibilities
7. Duration and Termination: Specifies agreement term and conditions for termination
1. Foreign Ownership Provisions: Required when any co-owner is not a Singapore citizen, addressing compliance with Residential Property Act restrictions
2. Mortgage Arrangements: Details regarding shared mortgage responsibilities and obligations between co-owners
3. Rental Income Distribution: Procedures for handling and distributing rental income between co-owners
4. Business Use Provisions: Rules and restrictions regarding commercial use of the property
1. Property Details Schedule: Detailed description of the property including title details, location, and specifications
2. Financial Contributions Schedule: Record of initial and ongoing financial contributions by each party
3. Maintenance Schedule: Details of maintenance responsibilities and procedures for the property
4. Property Rules and Regulations: Specific rules governing use and management of the property
5. Exit Mechanism Procedures: Detailed procedures for selling shares or entire property, including first right of refusal
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