tiktok成人版

Note And Security Agreement for the United States

Note And Security Agreement Template for United States

A Note and Security Agreement is a hybrid legal document commonly used in the United States that combines a promissory note with a security agreement. It establishes both the terms of a loan and creates a security interest in specific collateral to secure the loan's repayment. The document is governed by state-specific UCC provisions and federal lending regulations, providing lenders with enforceable rights to both payment and collateral in case of default.

Your data doesn't train Genie's AI

You keep IP ownership聽of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Note And Security Agreement

Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Note And Security Agreement?

The Note and Security Agreement serves as a fundamental instrument in secured lending transactions across the United States. This document type is particularly useful when lenders require both a promise of repayment and a security interest in specific collateral as protection for their loan. The agreement must comply with UCC Article 9 requirements for secured transactions and relevant state laws. It typically includes detailed terms of the loan, description of collateral, repayment schedules, events of default, and remedies available to the lender. The document is commonly used in both commercial and consumer lending contexts, though specific requirements may vary by state and transaction type.

What sections should be included in a Note And Security Agreement?

1. Parties: Identification of lender and borrower with complete legal names and addresses

2. Background: Context of the loan and security arrangement

3. Definitions: Key terms used throughout the agreement

4. Promise to Pay: Principal amount, interest rate, and payment terms

5. Security Interest: Description of collateral and grant of security interest

6. Representations and Warranties: Borrower's statements about their legal status and collateral

7. Events of Default: Circumstances constituting default

8. Remedies: Lender's rights upon default

What sections are optional to include in a Note And Security Agreement?

1. Insurance Requirements: Required when collateral needs specific insurance coverage - used when valuable physical assets are collateral

2. Guaranty Provisions: Terms of third-party guarantees - used when a guarantor is involved

3. Cross-Default Provisions: Links default to other agreements - used when multiple loans exist between parties

What schedules should be included in a Note And Security Agreement?

1. Schedule A - Collateral Description: Detailed description of secured assets

2. Schedule B - Payment Schedule: Amortization table or payment terms

3. Schedule C - Permitted Liens: List of pre-existing liens or encumbrances

4. UCC-1 Financing Statement: Form for perfecting security interest

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok成人版 | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

United States

Document Type

Security Agreement

Cost

Free to use
Clauses






























Industries

Uniform Commercial Code: Primary framework governing secured transactions (Article 9), negotiable instruments (Article 3), and general provisions (Article 1). Essential for structuring the security agreement and note provisions.

Truth in Lending Act: Federal law requiring clear disclosure of lending terms and costs to protect borrowers in credit transactions.

Equal Credit Opportunity Act: Federal law prohibiting discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, or public assistance status.

Fair Credit Reporting Act: Federal law regulating the collection, dissemination, and use of consumer credit information.

Dodd-Frank Act: Comprehensive financial reform legislation affecting consumer protection in financial transactions and lending practices.

State Usury Laws: State-specific regulations limiting maximum interest rates and governing loan terms within the particular jurisdiction.

State UCC Modifications: State-specific variations and amendments to the Uniform Commercial Code that may affect security agreement terms.

State Recording Requirements: Local rules governing the recording and filing of security interests and related documents.

Security Interest Laws: Legal framework governing perfection requirements, priority rules, and default/enforcement provisions for secured transactions.

Bankruptcy Code: Federal laws affecting how security interests are treated in bankruptcy, including automatic stay provisions and priority rules.

RESPA: Real Estate Settlement Procedures Act - federal law governing real estate transactions, relevant if the security agreement involves real property.

CFPB Regulations: Consumer Financial Protection Bureau regulations governing consumer financial products and services, including lending practices and disclosures.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks, 聽Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination, 聽Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Credit Agreement Margin Account

A U.S.-governed agreement establishing terms for margin lending between a broker-dealer and customer for securities trading.

find out more

Model Intercreditor Agreement

A U.S.-law governed agreement establishing rights and priorities between different classes of creditors in secured financing transactions.

find out more

Simple Loan Agreement With Collateral

A U.S. legal agreement establishing terms for a secured loan, including collateral provisions and repayment terms.

find out more

Sale Of LLC Interest Agreement

A U.S. legal agreement documenting the sale and transfer of ownership interests in a Limited Liability Company from one party to another.

find out more

Sale Of Shares Agreement LLC

A U.S. legal agreement documenting the sale and transfer of ownership interests in a Limited Liability Company.

find out more

Collateral Substitute Exchange Agreement

A U.S. legal agreement enabling the exchange of existing loan collateral with substitute collateral while maintaining security interests under UCC provisions.

find out more

Chattel Mortgage Security Agreement

A U.S. legal document creating a security interest in movable property (chattel) to secure a loan, governed by the UCC and state laws.

find out more

Pre Lease Deposit Agreement

A U.S. legal document securing a deposit payment prior to executing a formal lease agreement, subject to state-specific property laws.

find out more

Lending Agreement With Collateral

A U.S.-governed agreement establishing terms for a secured loan, including collateral provisions and security interests under UCC.

find out more

Security Agreement Contract

A U.S.-governed agreement creating a security interest in collateral to secure an obligation, subject to UCC Article 9.

find out more

Pledge Security Agreement

A U.S. law-governed agreement creating a security interest in assets to secure an obligation, subject to UCC Article 9.

find out more

Auto Security Agreement

A U.S. legal document creating a lender's security interest in a motor vehicle under UCC Article 9 and state laws.

find out more

Restaurant Investment Contract

A U.S.-governed agreement establishing terms for restaurant business investment, including ownership rights and profit-sharing arrangements.

find out more

Broker Dealer Referral Agreement

A U.S.-governed agreement establishing terms for referring clients to broker-dealers, compliant with SEC and FINRA regulations.

find out more

Key Holding Contract

A U.S.-compliant agreement governing the professional storage and management of property keys by a security service provider.

find out more

Security Interest Agreement

A U.S. legal document creating an enforceable security interest in collateral under UCC Article 9 to secure an obligation.

find out more

Safe Deposit Box Lease Agreement

A U.S.-governed agreement between a financial institution and customer for the rental and use of a secure storage box within the institution's premises.

find out more

Mortgage Security Agreement

A U.S. legal document creating a security interest in real property to secure a loan, subject to federal and state mortgage regulations.

find out more

Stock Collateral Loan Agreement

A U.S.-governed agreement establishing terms for a loan secured by stocks or securities, subject to federal and state securities regulations.

find out more

Pledged Collateral Account Control Agreement

A U.S. tri-party agreement establishing control over accounts pledged as collateral under UCC Article 9.

find out more

Tri Party Collateral Agreement

A U.S.-governed agreement between three parties establishing terms for custody and management of collateral assets, including rights and obligations of pledgor, secured party, and custodian.

find out more

Safe Deposit Box Rental Agreement

A U.S.-compliant contract establishing terms for renting a secure storage box from a financial institution.

find out more

Purchase Money Security Agreement

A U.S. legal document under UCC Article 9 that creates a security interest in specific purchased goods to secure their financing.

find out more

Master Loan And Security Agreement

A U.S.-governed agreement combining loan terms and security arrangements for secured lending transactions.

find out more

Loan Against Shares Agreement

A U.S.-governed agreement establishing terms for loans secured by shares as collateral, subject to federal and state securities regulations.

find out more

Cyber Security Agreement

A U.S.-governed agreement establishing terms for cybersecurity services, data protection, and incident response procedures.

find out more

Confidentiality Ip And Data Protection Agreement

A U.S.-governed agreement combining confidentiality, IP protection, and data privacy compliance obligations.

find out more

Preferred Stock Subscription Agreement

A U.S.-governed agreement documenting the purchase of preferred stock by investors, including terms, conditions, and rights of the investment.

find out more

Debenture Purchase Agreement

A U.S.-governed agreement for the issuance and purchase of corporate debentures, subject to federal and state securities laws.

find out more

Purchase Security Agreement

A U.S. legal document creating a security interest in property to secure payment or performance of an obligation, governed by UCC Article 9.

find out more

Note And Warrant Purchase Agreement

A U.S.-governed agreement establishing terms for investors to purchase convertible notes and warrants from a company.

find out more

Note And Security Agreement

A U.S. legal document combining a promissory note with a security agreement, establishing loan terms and collateral rights under UCC provisions.

find out more

Global Collateral Account Control Agreement

A U.S.-governed agreement establishing control over global collateral accounts and security interests under UCC regulations.

find out more

Factoring And Security Agreement

A U.S.-governed agreement establishing terms for the sale of accounts receivable to a factor and granting associated security interests.

find out more

Debenture Trustee Agreement

A U.S.-governed agreement appointing a trustee to act on behalf of debenture holders and setting out the terms of the relationship between issuer and trustee.

find out more

Data Protection Agreement

A legally binding agreement governing personal data processing and protection under U.S. federal and state privacy laws.

find out more

Consumer Security Agreement

A U.S. legal document that establishes a lender's security interest in a consumer borrower's property as collateral for a loan or credit.

find out more

Commercial Pledge Agreement

A U.S.-governed agreement establishing a security interest in assets as collateral for securing obligations.

find out more

Collateral Control Agreement

A U.S.-governed agreement establishing third-party control over collateral securing a loan or obligation, subject to UCC Article 9.

find out more

Preferred Equity Agreement

A U.S.-governed agreement establishing terms and conditions for preferred stock issuance, including investor rights and privileges.

find out more
See more related templates

骋别苍颈别鈥檚 Security Promise

Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; 骋别苍颈别鈥檚 AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it