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1. Insurance: Required when tools are of high value or there are specific insurance requirements

2. Commercial Use: Additional terms when tools are borrowed for business purposes

3. Multiple Users: Provisions for cases where tools will be used by multiple authorized users

4. Training Requirements: Necessary when tools require specific training or certification for safe operation

5. Security Deposit: Terms for any required security deposit and its return

6. Sublending Prohibition: Explicit prohibition of sublending when there's a specific concern about unauthorized transfers

7. Emergency Procedures: Required for dangerous or complex tools that might need special emergency handling

1. Schedule 1 - Tool Inventory: Detailed list and description of all tools covered by the agreement, including serial numbers and values

2. Schedule 2 - Condition Report: Detailed assessment of tool condition at time of loan, with photos if applicable

3. Schedule 3 - Maintenance Requirements: Specific maintenance procedures and schedules for each tool

4. Schedule 4 - Authorized Users: List of persons authorized to use the tools (if applicable)

5. Schedule 5 - Safety Instructions: Specific safety requirements and operating procedures for complex or dangerous tools