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The Guarantor Agreement For Loan is a crucial document in Belgian financial transactions, used when a third party provides additional security for a loan by guaranteeing the borrower's obligations. This agreement is particularly important in commercial lending, real estate financing, and corporate transactions where additional security is required by lenders. The document must comply with strict requirements under Belgian law, including explicit statement of the guaranteed amount and clear terms of the guarantee. It includes specific provisions required by the Belgian Civil Code and financial regulations, particularly regarding the formation and enforcement of guarantee obligations. The agreement becomes especially relevant in scenarios where lenders require additional security beyond the borrower's own assets or creditworthiness, and must incorporate specific consumer protection provisions when the guarantor is a natural person.

1. Parties: Identification of the Guarantor, Lender, and Borrower with full legal details

2. Background: Context of the guarantee, reference to the underlying loan agreement, and purpose of the guarantee

3. Definitions: Definitions of key terms used throughout the agreement

4. Guarantee and Indemnity: Core provisions establishing the guarantee obligation, including scope and nature of the guarantee

5. Limit of Liability: Clear statement of the maximum amount guaranteed and any limitations on the guarantor's liability

6. Duration of Guarantee: Term of the guarantee and conditions for its termination or continuation

7. Guarantor's Representations and Warranties: Statements and assurances from the guarantor regarding their capacity and authority to provide the guarantee

8. Payment Obligations: Detailed terms of how and when payments must be made under the guarantee

9. Enforcement: Procedures and conditions for enforcing the guarantee

10. Preservation of Rights: Provisions ensuring the lender's rights are preserved in various circumstances

11. Taxes and Expenses: Allocation of tax liabilities and costs related to the guarantee

12. Notices: Communication procedures between parties

13. Governing Law and Jurisdiction: Confirmation of Belgian law application and jurisdiction for disputes