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1. Parties: Identification and details of the seller/creditor and buyer/debtor
2. Background: Context of the transaction and relationship between the parties
3. Definitions: Definitions of key terms used throughout the agreement
4. Sale Terms: Description of goods/services being sold, prices, and delivery terms
5. Credit Terms: Credit amount, interest rate, payment schedule, and total amount payable
6. Payment Terms: Payment mechanics, due dates, and account details
7. Security: Details of any security interest in the goods until full payment
8. Representations and Warranties: Statements of fact and assurances from both parties
9. Default and Remedies: Events of default and available remedies
10. Term and Termination: Duration of agreement and termination provisions
11. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction
12. Notices: Process and addresses for formal communications
13. General Provisions: Standard boilerplate clauses including severability, entire agreement, etc.
1. Insurance: Requirements for insurance of goods, used when high-value items are involved
2. Assignment: Rights and restrictions regarding transfer of rights, used when assignment might be contemplated
3. Data Protection: Specific data handling provisions, required when personal data processing is extensive
4. Force Majeure: Provisions for unforeseen events, important for long-term or high-value agreements
5. Guarantees: Third-party guarantees of payment, used when additional security is required
6. Early Payment Terms: Provisions for early repayment and any associated discounts or penalties
1. Schedule 1 - Description of Goods: Detailed specification of goods being sold
2. Schedule 2 - Payment Schedule: Detailed payment dates, amounts, and installment breakdown
3. Schedule 3 - Interest Calculation: Methodology and examples of interest calculations
4. Schedule 4 - Delivery Terms: Detailed delivery schedule and specifications
5. Schedule 5 - Form of Security Agreement: Template or final form of any security documentation
6. Appendix A - Credit Assessment: Summary of credit check results and assessment (internal use)
7. Appendix B - Required Insurance: Details of required insurance coverage and terms
Retail
Manufacturing
Automotive
Industrial Equipment
Consumer Goods
Electronics
Construction
Agricultural Equipment
Medical Equipment
Office Equipment
Legal
Finance
Sales
Credit Control
Risk Management
Compliance
Commercial Operations
Treasury
Collections
Business Development
Sales Manager
Credit Manager
Financial Controller
Legal Counsel
Commercial Director
Risk Manager
Contract Administrator
Finance Director
Credit Analyst
Business Development Manager
Compliance Officer
Collections Manager
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