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1. Security: Details of any security provided for the loan - include if loan is secured

2. Guarantees: Terms of any guarantees - include if there are guarantors

3. Insurance Requirements: Required insurance coverage - include if specific insurance is mandatory

4. Special Conditions: Any special or unique terms specific to this loan - include if non-standard terms apply

5. Multiple Borrowers: Joint and several liability provisions - include if more than one borrower

6. Debt Collection: Specific debt collection procedures - include for higher-risk loans

7. Privacy and Information Sharing: Detailed privacy provisions - include if extensive data sharing is required

1. Schedule 1 - Loan Details: Key financial terms including loan amount, interest rate, fees, and payment schedule

2. Schedule 2 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

3. Schedule 3 - Fee Schedule: Comprehensive list of all applicable fees and charges

4. Schedule 4 - Security Details: Description of security assets and registration details (if secured loan)

5. Appendix A - Direct Debit Authority: Direct debit setup form and terms

6. Appendix B - Disclosure Statement: Initial disclosure statement required under CCCFA

7. Appendix C - Guarantor Acknowledgment: Independent legal advice certificates for guarantors (if applicable)