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The Authorization Letter Bank Account is a crucial document used in German banking practice when an account holder needs to delegate banking authority to another person or entity. This document is particularly relevant when business owners need to authorize employees, when elderly or disabled individuals require assistance with banking matters, or when companies need to designate specific individuals to handle their banking operations. The letter must comply with German Banking Act (KWG), German Civil Code (BGB) requirements for power of attorney, and EU banking regulations. It typically includes detailed information about the account holder, the authorized person, specific powers granted, any limitations on authority, and the duration of the authorization. The document serves as protection for all parties involved - the account holder, the authorized person, and the bank - by clearly defining the scope and limits of the banking authority granted.

1. Header and Date: Bank's name and address, date of the letter, and reference numbers if applicable

2. Account Holder Details: Full legal name, address, and identification details of the account holder(s)

3. Account Information: Specific bank account details including account number/IBAN and account type

4. Authorized Person Details: Full legal name, address, and identification details of the person being authorized

5. Scope of Authorization: Clear description of the specific banking activities and transactions the authorized person may perform

6. Duration of Authority: Specification of whether the authorization is permanent or temporary, including start and end dates if applicable

7. Signature Section: Space for account holder(s) signature, authorized person's signature, and date of signing