The Authorization Letter For Coop Loan is a crucial document in Malaysian cooperative finance, designed to facilitate loan-related transactions when a cooperative member cannot personally handle their loan matters. This document becomes necessary when members face circumstances such as overseas travel, illness, or other situations preventing direct interaction with the cooperative society. The letter must comply with Malaysian cooperative legislation, particularly the Co-operative Societies Act 1993 and related regulations. It includes detailed identification of all parties, specific powers granted, duration of authority, and necessary legal declarations. The document serves as a legal safeguard for the cooperative society while ensuring the member's interests are protected through clear documentation of the authorized person's powers and limitations.
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1. Date and Location: Current date and place where the letter is being executed
2. Addressee Details: Full name and address of the cooperative society
3. Subject Line: Clear indication that this is an authorization letter for cooperative loan
4. Authorizer Information: Full name, membership number, IC number, and contact details of the person giving authorization
5. Authorized Person Details: Full name, IC number, and relationship to authorizer of the person being authorized
6. Purpose and Scope: Specific details about the loan amount, purpose, and exact actions being authorized
7. Duration of Authority: Time period for which the authorization is valid
8. Declaration of Sound Mind: Statement confirming the authorizer is of sound mind and giving authorization willingly
9. Signature Block: Space for authorizer's signature, name, and date
1. Special Instructions: Any specific conditions or limitations on the authorization, used when there are particular restrictions to be noted
2. Emergency Contact: Additional contact information for emergencies, used when the authorizer may be unavailable
3. Revocation Clause: Terms for revoking the authorization, used when the authorizer wants to specify conditions for cancellation
4. Language Declaration: Statement about language understanding, used when the letter is prepared in multiple languages
1. Copy of Authorizer's Identity Card: Certified true copy of authorizer's identification document
2. Copy of Authorized Person's Identity Card: Certified true copy of authorized person's identification document
3. Cooperative Membership Proof: Copy of cooperative membership card or latest statement
4. Relationship Proof: Documents proving relationship between authorizer and authorized person (if relevant)
Authors
Relevant legal definitions
Clauses
Relevant Industries
Financial Services
Cooperative Banking
Agriculture
Education
Housing
Consumer Services
Public Sector
Small and Medium Enterprises
Social Services
Manufacturing
Relevant Teams
Legal
Compliance
Credit Administration
Member Services
Operations
Documentation
Risk Management
Customer Service
Branch Operations
Loan Processing
Relevant Roles
Cooperative Officer
Loan Officer
Legal Officer
Compliance Manager
Document Controller
Administrative Executive
Branch Manager
Member Services Executive
Credit Assessment Officer
Risk Management Officer
Customer Service Representative
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